1 Stop Motors

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1 Stop Motors We are a 100% NZ locally owned and operated car dealership!

Specialising in getting finance approved!

⭐️ Top-Rated on Google (750+ Reviews)
💸 Easy Online Application
⬇️ Application Reviewed in 24 Hours

October, that’s a wrap 💚Another month of test drives, handshakes and happy faces heading home in their new ride.Thank yo...
01/11/2026

October, that’s a wrap 💚

Another month of test drives, handshakes and happy faces heading home in their new ride.

Thank you to everyone who trusted us with something as big as their next car. We don’t take that lightly, and every one of you makes this job worth it.

To all our October customers, thank you 🙏 You’re the reason we keep showing up and doing better every day.

Thinking about an upgrade before summer? This is your sign 🚗☀️

25/09/2026

Walking through Ōtāhuhu 📍

Every yard on this street has different criteria for who they'll actually sit down with 👀

One Stop Motors takes the conversation whatever your income situation looks like and whatever's on your credit file right now. We'll walk you through what a lender actually reads and what's worth cleaning up first ✅

680+ Google reviews. All 5 stars ⭐⭐⭐⭐⭐

DM us 💬

Finance options may be available for learners, beneficiaries, and customers with previous credit issues. However, all applications are subject to lender approval, credit inquiries, affordability and suitability assessment, and responsible lending inquiries. Approval is not guaranteed. Terms, conditions and fees apply.

23/09/2026

Ever wondered what a lender actually looks at when they read your file? 🚫

Here's the real playbook 👇

1️⃣ Fix your last 90 days. Only the last 3 months of bank statements really move the needle. Tidy them up 🧼

2️⃣ Pause Afterpay for 30 days. Fast food Afterpay reads as stretched spending 🚩

3️⃣ Check your credit file. Defaults, arrears, file activity. Half of Kiwis have no idea what's actually on theirs 👀

DM us and we'll walk your file with you and tell you what's worth fixing first ✅

Finance options may be available for learners, beneficiaries, and customers with previous credit issues. However, all applications are subject to lender approval, credit inquiries, affordability and suitability assessment, and responsible lending inquiries. Approval is not guaranteed. Terms, conditions and fees apply.

21/09/2026

This is what your application looks like when you fire it off blind 😬

This is what it looks like when you've cleaned your file up first ✅

3 mistakes to fix before the next one 👇

1️⃣ Ignoring the last 90 days 🧼
2️⃣ Zip and Afterpay on fast food 🍔❌
3️⃣ Not knowing what's actually on your credit file 👀

DM us and we'll walk your credit file with you and tell you what's worth fixing first. Zero pressure. Zero judgment 🤝

Finance options may be available for learners, beneficiaries, and customers with previous credit issues. However, all applications are subject to lender approval, credit inquiries, affordability and suitability assessment, and responsible lending inquiries. Approval is not guaranteed. Terms, conditions and fees apply.

18/09/2026

Here's why your car finance application might be struggling 👇 and how to strengthen it before the next one.

Applying over and over and hoping something changes is like throwing darts blindfolded 🎯🙈

Do these 3 instead 👇

1️⃣ Tidy your last 90 days. Bank statements are what a lender actually reads. Cut back on the takeaways 🍔❌

2️⃣ Pause Afterpay for 30 days. Not forever. Just long enough to show clean, controlled spending ✅

3️⃣ Know what's on your credit file. You can't beat a game you can't see 👀

DM us and we'll walk your file with you and tell you exactly what to look at first 💬

Finance options may be available for learners, beneficiaries, and customers with previous credit issues. However, all applications are subject to lender approval, credit inquiries, affordability and suitability assessment, and responsible lending inquiries. Approval is not guaranteed. Terms, conditions and fees apply.

16/09/2026

Credit score 📊

You've heard the phrase 100 times. Almost nobody's actually explained it properly. Here it is in 20 seconds 👇

Your credit score is your financial report card 📝

Missed bills, defaults, too many applications 👉 it drops.
Clean habits 👉 it climbs.

The part almost nobody knows 👉 lenders mostly look at the LAST 90 DAYS ⏱️

Which means you can turn things around fast. Under 3 months if you know exactly what to change.

DM us and we'll walk your credit file with you and tell you what's worth fixing first 💬

Finance options may be available for learners, beneficiaries, and customers with previous credit issues. However, all applications are subject to lender approval, credit inquiries, affordability and suitability assessment, and responsible lending inquiries. Approval is not guaranteed. Terms, conditions and fees apply.

14/09/2026

All in, bro 🎰

Applying for car finance with no idea what your file actually looks like is the same energy. Eyes closed. Hoping for the best. Spoiler 👉 there's a smarter way.

3 mistakes to fix first 👇

1️⃣ Ignoring the last 90 days 🧼
2️⃣ Afterpay on fast food 🍟❌
3️⃣ Not knowing what's actually on your credit file 👀

Fix these and the odds swing hard in your favour ♠️♥️♦️♣️

DM us. Zero judgment. Zero pressure 💬

Finance options may be available for learners, beneficiaries, and customers with previous credit issues. However, all applications are subject to lender approval, credit inquiries, affordability and suitability assessment, and responsible lending inquiries. Approval is not guaranteed. Terms, conditions and fees apply.

12/09/2026

3 things that quietly hurt your car finance application 👇

Fix these and you walk in with a much stronger file 🎯

1️⃣ Your last 90 days are the whole test. Lenders read the last 3 months of bank statements, not your entire life. Cut back on the takeaways for 90 🍔❌

2️⃣ Afterpay usage. If it looks stretched, it reads as risk. Pause it for 30 days 🛑

3️⃣ Not knowing what's on your credit file. Defaults, arrears, file activity. You can't fix what you can't see 👀

DM us and we'll walk your credit file with you and tell you exactly what to look at first 💬

Finance options may be available for learners, beneficiaries, and customers with previous credit issues. However, all applications are subject to lender approval, credit inquiries, affordability and suitability assessment, and responsible lending inquiries. Approval is not guaranteed. Terms, conditions and fees apply.

11/09/2026

Ever wondered why one application goes through and another doesn't? 🤔

It usually comes down to one thing 👉 your credit score.

Your credit score is your financial report card 📝 Missed bills, defaults, or too many applications drop it. Clean habits push it back up.

The part almost nobody knows 👉 lenders mostly look at the LAST 90 DAYS ⏱️ Not your whole life. Which means if you know what to change, you can turn things around in under 3 months.

DM us and we'll walk through your credit file with you and tell you what's worth fixing first 💬

Finance options may be available for learners, beneficiaries, and customers with previous credit issues. However, all applications are subject to lender approval, credit inquiries, affordability and suitability assessment, and responsible lending inquiries. Approval is not guaranteed. Terms, conditions and fees apply.

09/09/2026

Walking through Ōtāhuhu 📍

Lots of car yards on this street. Every one of them has different criteria for who they'll actually sit down with 👀

One Stop Motors takes the conversation regardless of where your income comes from or what your credit file looks like right now. We'll talk you through what a lender actually reads and what's worth cleaning up first ✅

680+ Google reviews. All 5 stars ⭐⭐⭐⭐⭐

DM us and we'll tell you where you stand 💬

Finance options may be available for learners, beneficiaries, and customers with previous credit issues. However, all applications are subject to lender approval, credit inquiries, affordability and suitability assessment, and responsible lending inquiries. Approval is not guaranteed. Terms, conditions and fees apply.

Address

42 Queen Street, Othauhu
Auckland
1062

Opening Hours

Monday 9am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 6pm
Saturday 10am - 4pm
Sunday 10am - 3pm

Telephone

+64800220018

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