09/07/2026
🔍 The Bruscato Brief
This Week's Question:
🏍️ Can the insurance company blame the motorcyclist even when the other driver caused the crash?
The Short Answer:
Yes. Fair or not, motorcyclists often face assumptions that they were speeding, weaving through traffic, or riding recklessly. Insurance companies know this and may try to shift a portion of the blame to the rider, even when the facts tell a different story.
Key Things to Know:
✅ Louisiana follows a comparative fault system, meaning your compensation can be reduced by your percentage of fault
✅ Insurance companies often look for ways to increase a rider's share of responsibility
✅ Evidence like witness statements, photos, video footage, and police reports can help establish what really happened
✅ Motorcycle crashes often result in more serious injuries and higher medical costs than passenger vehicle accidents
⚠️ One of the biggest mistakes riders make is accepting the insurance company's version of events before all the facts have been gathered.
➡️ Bottom Line: Motorcycle riders deserve the same fair treatment as everyone else on the road. If you've been injured in a crash, don't let assumptions or stereotypes determine the outcome of your claim.
📱 Questions after a motorcycle accident? Contact Bruscato Law at 318-855-1613 for a free consultation.