05/22/2026
Manufacturers are advocating OEM-only parts while insurance companies are polar opposite and denying OEM more than ever.
Have a conversation with your Agent /Insurance company. Ask if there is a specific OEM endorsement needed for your policy to ensure the coverage is there for car repairs with an affordable deductible.
It’s important to understand what your insurance covers.
Over the last 90 days, OEM collision-repair position statements have shifted from recommendations to procedural requirements. What used to be interpreted as "best practice" is increasingly being written as "must-do" repair policy.