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Oatram Finance

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Australia
Queanbeyan, NSW
Oatram Finance

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Oatram Finance and Leasing are specialist brokers in finance and leasing for working equipment, and we have over 100 years of combined experience.

Oatram Finance: Your Trusted Finance Broker in Queanbeyan, NSW

Oatram Finance is a family-owned equipment finance brokerage serving Queanbeyan and surrounding areas. With decades of experience, we specialize in arranging competitive financing solutions for businesses and individuals alike. As CAFBA-accredited brokers, we offer a wide range of financial products, including home loans, car loans, personal loans, business finance, and equipment finance. Our expertise extends to investment loans, refinancing, first home buyer loans, and commercial loans. At Oatram Finance, we pride ourselves on helping clients secure the best rates and service available. Our extensive network of banks and specialist lenders allows us to tailor financing solutions for various needs, from cars and trucks to earthmoving and recycling equipment. Whether you're looking for a mortgage, vehicle finance, or equipment loans for your business, our loan specialists are here to guide you through the process. We offer loan brokering, home loan structuring, car finance solutions, and business loan advisory services. Choose Oatram Finance for personalized financial solutions and expert guidance in Queanbeyan and beyond. Let us help you find the working finance for your working equipment.

28/10/2026

🎉 HUGE CONGRATULATIONS TO A COOMA FAVORITE! 🚚🥩

It’s an emotional but exciting week in Cooma as the legendary Steve and Jennifer Doughty say a well-deserved farewell to Melray Meats after decades of serving our community! We've been absolutely honored to look after Steve and Jennifer as clients over the years, and we wish them nothing but the absolute best in their retirement. ❤️

But as one chapter closes, another wonderful one begins! 🌟

We are thrilled to welcome and support the new owners, brothers Adam and Andrew Jakins, as they take over the reins as Jakins Meat Company (JMC)! 🤝 It’s a full-circle moment for the boys, who actually started their careers working for Steve.

To help get them off to a flying start and keep those doorstep deliveries rolling, we were stoked to help them secure the finance for their delivery van! 🚐💨 Keep an eye out for them on the roads around the Snowy Mountains, bringing the best quality meats right to your door. ⛰️📦

Please join us in wishing Steve & Jennifer a happy retirement, and Adam & Andrew the absolute best of luck on this exciting new era! Go pay the boys a visit at 40 Polo Flat Road, Cooma! 👋

11/10/2026

The math behind the current EV tax incentives is getting harder to ignore.
A client of mine just took delivery of a brand-new Tesla this week to celebrate a successful settlement. It's always an awesome feeling helping a client secure their keys, and while the tech in these vehicles is incredibly impressive, what really stands out to me as a broker is the financial breakdown.
Right now, financing an eligible EV hits a rare financial trifecta for Australian businesses and salaried drivers:
1️⃣ The FBT Exemption: Eligible electric vehicles under the luxury car tax threshold can be 100% exempt from Fringe Benefits Tax. Utilizing a novated lease to pay for the vehicle and its running costs entirely with pre-tax dollars delivers massive tax savings.
2️⃣ Discounted Green Loan Rates: Lenders on our panel offer dedicated rate discounts specifically for electric and low-emission vehicles, lowering your repayments below standard car finance.
3️⃣ Slashing Running Costs: Swapping the petrol station for a home or office charger slashes day-to-day running costs down to cents on the dollar.
Whether you are looking at a Tesla or any other eligible model, the real cost of ownership under these current incentive structures can be far lower than the showroom sticker suggests.
If you're planning your next daily drive or updating a company vehicle, don’t sign standard dealership finance without comparing your options first. Drop a comment below or send a DM to see how the numbers stack up for you.

01/10/2026

Can’t use your credit card to pay your tax bill anymore? You’re not out of options.With new restrictions around using credit cards for tax liabilities, many business owners are looking for a reliable way to manage upcoming obligations without draining day-to-day operating cash.

An unsecured business overdraft offers a practical, flexible alternative. It gives you access to funds when tax time arrives, keeps working capital intact, and lets you repay on terms that suit your incoming revenue.

What an unsecured facility delivers:
Fast access to working capital when obligations fall due
No physical asset security required
Repayments structured around your cash flow cycle
The peace of mind that day-to-day operations keep running smoothly

Whether you are planning ahead for BAS, PAYG, or year-end liabilities, having the right facility in place early makes all the difference.Get in touch today to explore facility limits and see how quickly we can get things set up for your business.
Phone: 02 6297 8588
Email: [email protected]
Web: www.oatram.com.au

06/08/2026

Keep Your Business Moving Forward—Without Cashflow Roadblocks. 🛡️💼

Whether you’re gearing up for a major project in Canberra, waiting on client invoices, or managing quarter-end liabilities, having immediate access to capital keeps your operations seamless.

An Unsecured Business Overdraft acts as your ultimate financial safety net—sitting right in your back pocket so you can grab opportunities when they land, without tying up your personal assets or property.

Whether you’re gearing up for a major project in Canberra, waiting on client invoices, or managing quarter-end liabilities, having immediate access to capital keeps your operations seamless.

An Unsecured Business Overdraft acts as your ultimate financial safety net—sitting right in your back pocket so you can grab opportunities when they land, without tying up your personal assets or property.

23/07/2026

🚛 DOUBLE THE VEHICLES, 5-STAR SERVICE! ⭐⭐⭐⭐⭐

Huge shoutout to our absolute superstar, Natalie! 🎉

She recently helped a client secure both a truck and a car, leaving them so thrilled they dropped a glowing 5-star review! 🌟 Her dedication, hustle, and top-tier client care are what make her such an incredible asset to our crew.

We couldn't be prouder to have you on the Oatram Team, Natalie! Keep shining! ✨

06/07/2026

Big congratulations to my mate Bernie Dowling from CrossFit Smash in Phillip on picking up this absolute beast of a new ute! 🏋️‍♂️🚛

It was a pleasure helping Bernie secure the finance for this rig. Just like a great workout program, getting the right finance structure in place takes the right approach, and I’m stoked to see him happy with his ute and ready to go.

If you’re looking to upgrade your own work vehicle or need commercial lending for your business, reach out to us at Oatram Finance. Whether it’s trucks, equipment, or vehicles, we’re here to help you get moving.

15/05/2026

Pimp My Ride: Landscaping Edition
Move over Xzibit, because Duncan just took his work rig to a whole new level! We recently had the pleasure of financing a total transformation for our long-time landscaping client, and the results speak for themselves.

Duncan picked up a beast of a new RAM from Lennock (cheers to Kane for the top-tier service!), but we didn't stop at the showroom floor. To make sure this truck was truly work-ready and turning heads, we rolled the upgrades straight into the deal:

New shoes: A massive set of rims and tyres from Tuggeranong Tyrepower.

The finishing touches: A sleek tonneau cover and accessories from the crew at Wizard 4x4.

The best part? We bundled the entire build—vehicle, wheels, and gear—into one single finance package. By wrapping it all together, we secured a premium rate that keeps the cash flow as smooth as the new ride.

Congrats on the new wheels, Duncan! It’s definitely the sharpest looking rig on the job site now. 🚛💨

22/04/2026

Fuel prices up. ⛽️ Tax deadlines looming. 📝 Cash flow feeling thin?

You don’t have to stall. We specialise in providing the "grease" for your business gears:

Clear your tax debt and get the ATO off your back.

Access unsecured overdrafts to cover rising costs on the fly.

No collateral, no headaches—just the capital you need to keep moving.

📧 Let's talk about your specific situation. Send us an email at [email protected] or call me directly at 02 62978588 to discuss how we can help.

12/03/2026

Exciting news for one of our favorite clients!

It is always a pleasure working with long-standing clients like Karen. We are thrilled to have helped her secure a new vehicle for her business. There is nothing more rewarding than a partnership built on years of trust and appreciation for what we do at Oatram.

Congratulations on the new wheels, Karen! We know they’ll be a fantastic asset to your business.

29/01/2026

https://www.facebook.com/share/p/1Bw2hMdERL/
A huge shoutout to Tony Innaimo Transport on taking delivery of their new Isuzu! It’s great to see a local leader continuing to grow and invest in quality equipment. 🛠️

Excellent work by Canberra Isuzu for providing the vehicle and ensuring a smooth delivery. We look forward to seeing this one out on the road! 🛣️✨

Address

1/78 Crawford Street
Queanbeyan, NSW
2620

Opening Hours

Monday	9am - 5am
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+61262978588

Website

https://www.oatram.com.au/

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