Countless South Africans are struggling with debt, either because of poor financial planning which includes credit card debt, in store credit and living beyond their means. There are very few people that are actually saving towards their retirement and putting money away on a monthly basis for those rainy days, furthermore with the increase in monthly rates and taxes on home owners as well as the
increase in electricity and water tariffs, South Africans could find themselves in a whole lot of financial difficulty, especially if they are living from pay check to pay check. After being in the South-African motor industry for more than 14 years, selling and servicing to numerous clients and supplying some clients with their first car dream reality, the idea of ReFin was born when I was approached by numerous clients wanting to change their monthly motor vehicle instalments to gain a financial advantage against current market conditions in either the form of lengthening or shortening the finance period, interest rate change or alternatively down grading to a vehicle they do not want. Furthermore most of the first time buyers bought vehicles at extremely high interest rates due to credit scoring. This however has changed as these clients have evolved into higher LSM groups. ReFin does not only provide clients the opportunity to either have a shorter or longer financing period or even at a less interest rate, ReFin will also create for their clients the financial” breathing” space or potential financial stability to make the correct decisions in purchasing there next vehicle from us. The Benefit:
Our main aim is to assist clients with re-financing and Retailing new or used vehicles with our preferred banking partner. To supply the opportunity to rehabilitate clients before they fall victim to current financial conditions and become part of the “black” listed statistics in South-Africa. We offer not just Refinancing but Private to Private financing, Warranty products, Shortfall products and consulting services on buying new or used options.