Spann & Associates Real Estate

06/05/2026

This recently reduced home won't last long so don't wait to set up a showing! Don't hesitate to reach out at (805) 637-2884 or send to someone who might be interested.

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805.637.2884

For those who already know and love life in The Bluffs, opportunities like 7705 Kestrel Lane rarely become available. Set along one of the community’s most coveted locations, this distinguished Tuscan estate offers the craftsmanship, privacy, and lifestyle that make The Bluffs so special. With di

06/05/2026

📍 Reduced Price 📍 This recently reduced home at 7705 Kestrel Lane in Goleta won't last long, so, don't wait to set up a showing! Reach out here or at (805) 637-2884 for more information!

[email protected]
805.637.2884

Live where the trails meet the sea! You can truly unwind here. Elegant Tuscan estate in the gated Bluffs community is a unique and coveted offering. Boasting one-third acre, 4 bedrooms, 4 1/2 baths,a luxurious primary suite offering blufftop and ocean views, a romantic fireplace, a retreat/office...

06/02/2026

House hacking isn’t about living for free, it’s about making homeownership possible when it otherwise wouldn’t be. In 2026, the strategy is less about eliminating a mortgage payment and more about engineering one you can actually afford.

Here’s what’s working:

✅ ADUs (accessory dwelling units) — Fannie Mae now
lets buyers count projected ADU rental income toward mortgage qualification, up to 30% of total qualifying income

✅ Multi-generational homes — 14% of all home purchases
in the last year were multi-generational, with Gen X leading at 19%

✅ Small multi-family properties — FHA loans allow up to
4 units with just 3.5% down if you live in one

✅ Realistic expectations — If rental income cuts your
$3,800 payment down to $2,200, that’s a win

The math has to work. The zoning has to be legal. And the lifestyle has to fit. But for the right buyer, house hacking can turn a closed door into an open one.

https://www.spannassociates.com/post/house-hacking-in-2026-what-the-hype-got-wrong-and-what-actually-works



[email protected]
805.637.2884

06/01/2026

I'm thrilled to receive a BAY Award for Social Media Reach from ! 🎉 Their platform makes it possible to showcase my clients' listings in the best way, and this award proves it works. 👉 Tag me when you spot your dream home online!

[email protected]
805.637.2884

05/31/2026

Downtown Craftsman Bungalow - Updated kitchen and bath.

[email protected]
805.637.2884

05/31/2026

Are you looking for a home in the GOLETA area? If so, check out this listing before it's gone! Give me a call at (805) 637-2884 for more information.

[email protected]
805.637.2884

Live where the trails meet the sea! You can truly unwind here. Elegant Tuscan estate in the gated Bluffs community is a unique and coveted offering. Boasting one-third acre, 4 bedrooms, 4 1/2 baths,a luxurious primary suite offering blufftop and ocean views, a romantic fireplace, a retreat/office, p

05/30/2026

Love the ocean, hiking, and golf? New listing at The Bluffs! 7705 Kestrel Lane.

[email protected]
805.637.2884

05/29/2026

This 3 bedroom home could be yours! Call me at (805) 637-2884 to schedule a showing.

[email protected]
805.637.2884

Timeless Santa Barbara charm meets thoughtful modern updates in this beautifully refreshed single-story Craftsman. Turnkey condition, with 3 bedrooms, 1 bath, and 1,284 sq. ft., this home blends timeless character of original built-ins, and bright living spaces, with meaningful upgrades including a

05/29/2026

Santa Barbara Estate: Near Sandpiper Golf, Pacific Ocean, and hiking @ Ellwood Mesa

[email protected]
805.637.2884

Live where the trails meet the sea! You can truly unwind here. Elegant Tuscan estate in the gated Bluffs community is a unique and coveted offering. Boasting one-third acre, 4 bedrooms, 4 1/2 baths,a luxurious primary suite offering blufftop and ocean views, a romantic fireplace, a retreat/offic

05/29/2026

Craftsman Bungalow Downtown Santa Barbara! Give me a call at (805) 637-2884 for more information.

[email protected]
805.637.2884

Timeless Santa Barbara charm meets thoughtful modern updates in this beautifully refreshed single-story Craftsman. Turnkey condition, with 3 bedrooms, 1 bath, and 1,284 sq. ft., this home blends timeless character of original built-ins, and bright living spaces, with meaningful upgrades including a