09/29/2026
Buy Here Pay Here Miami, FL | Selective Motor Cars
Buy Here Pay Here and Special Financing in Miami
Looking for a Buy Here Pay Here dealership in Miami, Florida?
Selective Motor Cars is an independent used-car dealership in Miami offering special financing options for customers who may have bad credit, no credit, or limited credit history.
If you've been turned down for traditional auto financing, our team can explain our dealership financing program and help you explore available used vehicles.
We offer a special financing program with 30% down, no credit check, and 0% interest for 12 months on qualifying transactions.
How Our Financing Program Works
Our special financing program is designed to make purchasing a used vehicle more accessible.
- Down payment: 30% of the vehicle purchase price.
- Credit check: No credit check required under this program.
- Interest: 0% interest for 12 months under the program terms.
- Monthly payments: The remaining balance is divided into 12 equal monthly payments.
For example, on a vehicle priced at $12,000:
- Down payment: $3,600
- Remaining balance: $8,400
- Monthly payment: $700 for 12 months
This example excludes any additional taxes, registration fees, or other charges that may apply.
Contact Selective Motor Cars to confirm the program's terms and which vehicles qualify.
Bad Credit and No Credit Car Financing
Your credit history doesn't tell your whole story.
If you have bad credit, no credit, limited credit history, or are purchasing your first vehicle, ask us about our special financing options.
We can explain the down payment, payment schedule, eligible vehicles, and total amount due before you make your decision.
Used Cars for Sale in Miami
Selective Motor Cars offers a changing selection of used cars, SUVs, trucks, and other pre-owned vehicles.
Whether you're looking for an affordable commuter car, a family SUV, or a dependable truck, browse our current inventory to find a vehicle that fits your needs and budget.
We welcome customers from Miami, Miami Beach, Hialeah, Doral, Coral Gables, North Miami, and surrounding South Florida communities.
Why Shop at Selective Motor Cars?
- Independent used-car dealership in Miami, Florida
- Special dealership financing options
- Financing program for customers with bad credit or no credit
- 30% down payment program
- 0% interest for 12 months under applicable program terms
- Selection of used cars, SUVs, and trucks
- Clear explanations of payment terms
Frequently Asked Questions
What is Buy Here Pay Here financing?
Buy Here Pay Here generally refers to a dealership financing arrangement in which the dealership provides or arranges financing directly, rather than relying exclusively on a traditional bank or outside auto lender. Ask our team how our specific financing program works.
Does Selective Motor Cars finance people with bad credit?
We offer a special financing option for customers who may have bad credit or limited credit history. Contact us to discuss the requirements and eligible vehicles.
Can I buy a car with no credit?
Our special financing program does not require a traditional credit check. A 30% down payment is required, and program terms and vehicle eligibility apply.
How much money do I need down?
Our special financing program requires a 30% down payment on qualifying vehicles. The exact amount depends on the vehicle's purchase price and applicable transaction charges.
Do you charge interest?
The special financing program offers 0% interest over 12 months, subject to the applicable program terms.
How long do I have to pay off the balance?
The remaining balance under the program is divided into 12 equal monthly payments.
Where is Selective Motor Cars located?
Selective Motor Cars is located in Miami, Florida, and serves customers throughout Miami-Dade and surrounding South Florida communities.
Contact Selective Motor Cars
Ready to find your next vehicle?
Browse our used-car inventory and contact Selective Motor Cars to learn more about our Buy Here Pay Here and special financing options.
Selective Motor Cars
Miami, Florida
Website: https://www.selectivemotorcar.com/
Financing terms, eligible vehicles, fees, and payment requirements are subject to the actual terms of the transaction and the dealership's current program. Contact the dealership for complete details.
Selective Motor Cars is a car dealership in Miami. Our customers can count on quality used cars, great prices, and a knowledgeable sales staff.
