We work with all credit situations to help you get approved. Our selection includes low-mileage cars so you can drive home with confidence. Prior Repos, bankruptcy, bad credit, no credit, divorce are not of any concern to us. We are mostly concerned with the your future. Remember we are the bank. We are not a car dealership, we are a finance company that sells cars. We want to finance your future,
not your past. Your past credit experience does not matter to us. If you choose to join our customer family please understand that this is a long term relationship. We will be with you for at least the next 27-36 months and hopefully many more years beyond that. No one on our team has car sales experience. We don't believe in "car sales-people." When you enter our store, you will be greeted by a finance specialists whose only goal is to put you into the right payment so you can be successful. The reason we do 500 down, is because we don't want to put you in a financial bind. We don't want any car payment to be over $399. When you enter our store we will ask you if you have: 500 down, a job and can afford 325-399 a month. When we say you are approved, you are approved. We make all our decisions on the spot. We sell cars that are often 3-8 years old. We understand that you might experience car problems and therefore we will help you fix them. How else are you supposed to be successful? We have you pay the cost of the parts and minimal labor, so you can get back on the road. Mechanic shops are in the business of repairing vehicles, so they have to charge more. We are in the business of you making monthly payments.
