Kerman Mobile Homes Inc. Kerman Sales Center

08/21/2026

"The cost of a new manufactured home soared in 2021 and 2022, just as the traditional housing market saw huge price spikes...But factory-built remains far cheaper. The most recent average price, according to the Federal Reserve, was $90,700. The highest-quality manufactured homes can run far more than that but still cost much less than comparable site-built homes."

Long stigmatized and banned by many towns and cities, factory-built housing is being reconsidered in some places because of soaring home prices.

08/11/2026

https://finance.yahoo.com/personal-finance/mortgages/article/how-do-i-get-the-lowest-mortgage-rate-224601102.html

There are strategies for obtaining the lowest possible mortgage rates, such as buying down your rate. Learn how to get the lowest rates in the 2026 market.

08/04/2026

https://www.businesswire.com/news/home/20260203392832/en/Champion-Homes-Expands-Access-to-Attainable-Housing-in-Central-California-with-Grand-Opening-of-Affordable-Offsite-Built-Development-Providing-National-Blueprint-for-Addressing-Housing-Shortages

Champion Homes, Inc. (“Champion Homes”) continues to show its commitment to increasing the supply of attainable housing with the grand opening of Blythe Vill...

06/04/2026

https://www.kermanmobilehomes.com/champion-homes-expands-access-to-attainable-housing-in-central-california-with-grand-opening-of-affordable-offsite-built-development-providing-national-blueprint-for-addressing-housing-shortages

“To solve the affordable housing crisis, we must prioritize speed and scale,” said Moon. “Through our collaboration with the City of Fresno and Champion Homes, Blythe Village proves we can rapidly deliver the high-quality, three-bedroom homes the market has lacked at a pace that we could only achieve with offsite construction.”

Built in collaboration with developer Ted Moon, the 67-unit, multi-family development is a marquee example of Champion’s forward-thinking approach to increasing the availability of affordable homes by leveraging the unique advantages of offsite construction. This build-to-rent project leveraged th...

05/28/2026

🚨 BIG NEWS FOR MANUFACTURED HOMEOWNERS IN CALIFORNIA 🚨

A new California bill could make it easier for certain manufactured homes to be treated more like traditional REAL ESTATE instead of just personal property.

What does that mean in simple terms?

✅ Better financing opportunities
✅ More long-term value potential
✅ Increased buyer confidence
✅ Stronger path toward equity & ownership benefits
✅ Manufactured homes being recognized more like traditional homes

For years, many manufactured homes in MH PARKS/COMMUNITIES have been titled differently than site-built homes — even though most NEVER MOVE after installation yet still comes with higher down payments and interest rates...

California is now pushing toward modernizing that system.

As supporters of the bill have stated, this change could help “expand access to affordable homeownership” and create “greater housing stability for California families.”

Industry advocates also say recognizing qualifying manufactured homes as real property could “open the door to conventional financing and wealth-building opportunities.”

This could be a BIG step forward for affordability, ownership, and the future of manufactured housing in California. 🤞🏻🤞🏻🤞🏻

Bill Text (2026-05-26) Manufactured housing: classification as real property. [In Assembly. Read first time. Held at Desk.]

05/14/2026

Chattel Loan vs. Traditional Mortgage—what’s the difference?

If you’re looking into manufactured homes, this matters more than you think 👇

🏡 Traditional Mortgage
• Finances the home and the land
• Common for site-built homes
• Typically requires the home to be permanently attached
🏠 Chattel Loan (Home-Only)
• Finances the home only
• Ideal for homes in communities or on leased land
• Designed specifically for manufactured housing

Both options can lead to homeownership—the right one just depends on your situation.

At 21st Mortgage, we help break down these options so you can move forward with clarity and confidence.

Visit our website, 21stmortgage.com, to learn more!



21st Mortgage does not discriminate on the basis of race, color, religion, s*x, disability, familial status, national origin, or any other prohibited basis.

05/05/2026

https://fb.watch/GVXBj8ywiG/

04/24/2026

https://abc30.com/post/city-fresno-launches-mobile-home-replacement-program/18880752/

GREAT NEW PROGRAM - CITY OF FRESNO*

"The Mobile Home Replacement Program is now available to residents, expanding the existing Mobile Home Rehabilitation Program.

The city says it was created specifically for mobile homes in such a state of disrepair that it cannot be restored through conventional methods.

Those eligible may qualify for up to $100,000 in assistance with 0 percent interest.

There are no monthly payments and is fully forgivable after 15 years."

Follow the link for guidelines/qualifications!

The city says it was created specifically for mobile homes in such a state of disrepair that it cannot be restored through conventional methods.

04/20/2026

Offering quality, value and affordable financing options, manufactured homes are an accessible path to homeownership. Visit My Home to explore the advantages. https://bit.ly/4dPYpcF

04/15/2026

https://money.com/best-mobile-home-loans/

"There are many types of manufactured and mobile home loan options, including conventional mortgages, government-backed mortgages, personal loans, chattel loans and more.
The right type of loan will depend on the type of property you’re buying, its location and the year it was built.
Requirements for mobile home loans can vary widely, and some lenders allow credit scores as low as 500."

Financing a mobile home purchase can be tricky. Learn about the different loan types and which lenders can provide the best options for you.