Dealer RE

Dealer RE Auto Industry Expert in Dealer-owned Reinsurance Companies
DealerRE, a Tim Byrd & Associates, Inc. Company
November 1994 – Present 27th year.

DealerRE helps BHPH, retail, and franchise dealerships establish their own reinsurance company to retain more F&I profit, strengthen customer relationships, and build long-term wealth. Tim Byrd is Founder and CEO of DealerRE, a managing agency located in Gloucester, Virginia, and an auto industry expert on Dealer-owned Reinsurance Companies, BHPH Operations, and Dealership and F&I Development. As

a 25+ year veteran of the car business, Tim is a trusted advisor to many car dealers. Tim has been featured many times in The Virginia Independent News, Special Finance Insider, Around the Commonwealth, The BHPH Report, DealerELITE.net, the Dealer Business Journal and Auto Success Magazine. Tim is a sought after speaker and co-author of the #1 Best Selling book “Unfair Advantage” and the newly released book “Race to the Finish Line”. First and foremost, Tim is a Christian man whose values, he strives, are a reflection of those of his Lord and Savior Jesus Christ. Tim can be reached at www.DealerRE.com or by calling 804-824-9533.

Your reinsurance company can grow as your dealership grows.Here’s the simple version:The more vehicles you sell, the mor...
09/01/2026

Your reinsurance company can grow as your dealership grows.

Here’s the simple version:
The more vehicles you sell, the more opportunities you have to sell F&I products like service contracts and GAP.

When those products flow through your dealer-owned reinsurance company, money is set aside to cover future claims.

As you sell more contracts, that pool of money can grow too.

Over time, your dealership has the opportunity to build reserves, earn investment income, and keep potential underwriting profits.

More contracts can mean more long-term value being built behind your dealership.
That’s how dealer-owned reinsurance can become part of your growth strategy.

Brenda is a valued member of the DealerRE team who brings more than 20 years of insurance industry experience and firsth...
08/28/2026

Brenda is a valued member of the DealerRE team who brings more than 20 years of insurance industry experience and firsthand dealership knowledge to the clients she serves.

Before joining DealerRE, Brenda worked as an F&I Manager at a successful dealership, giving her a valuable perspective on both the financial side of the business and the importance of taking care of customers.

As Brenda shares: “I loved seeing our customers smile and making them happy! I feel so blessed to be a part of the team here at DealerRE.”

Originally from Yorktown, Virginia, Brenda now calls Locust Hill home. She is also the proud mother of two grown sons who are a huge part of her life.

Brenda's combination of insurance expertise, dealership experience, and genuine commitment to people makes her an important part of the DealerRE team.

Every F&I claim paid at your dealership is part of a bigger financial picture. Do you know who benefits from the money t...
08/27/2026

Every F&I claim paid at your dealership is part of a bigger financial picture. Do you know who benefits from the money that’s left?

F&I products are structured with funds set aside to cover future claims. When claims and eligible expenses are lower than the funds available, there can be underwriting profit remaining.

If your dealership uses a traditional third-party provider, your dealership may earn its F&I margin at the time of sale, while someone else participates in the financial results that happen afterward.

With dealer-owned reinsurance, eligible dealers have an opportunity to participate in those results and build additional long-term value from the F&I products they already sell.

Whether you’re BHPH or franchise, it’s worth understanding where your F&I dollars go after the sale.

Want to see what that could look like for your dealership? Send us a DM to start the conversation.

08/24/2026

Why make money for someone else when you can build value within your own dealership?

Longtime DealerRE client, Frankie Bordeaux, shares how owning a reinsurance company has allowed him to offer customers competitive products and quality service, while creating an additional profit center for his business.

With DealerRE, you own the warranty company. You control the opportunity. And you keep more of the value you create.

Learn more at www.dealerre.com.

Heather joined the team in 2013 after earning her MBA in 2012, and she has been dedicated to helping clients grow their ...
08/21/2026

Heather joined the team in 2013 after earning her MBA in 2012, and she has been dedicated to helping clients grow their businesses ever since.

For Heather, it's more than a career. It's an opportunity to invest in people.
Her commitment to serving clients is evident from the moment she answers the phone, earning her the well-deserved nickname, "Office Queen."

Outside of work, Heather and her husband, Greg, enjoy volunteering with organizations that serve the homeless and food insecure, spending time in North Carolina's Outer Banks, and giving back through her role as Recording Secretary for the VIADA Charity Fund.

Heather's passion for serving others is one of the many reasons our clients know they're working with a team that genuinely cares.

Every Vehicle Service Contract your dealership sells can create value after the sale.With a traditional provider, much o...
08/18/2026

Every Vehicle Service Contract your dealership sells can create value after the sale.

With a traditional provider, much of that value stays with them. Dealer-owned reinsurance may allow eligible dealers to benefit from reserve growth, investment income, and underwriting profits.

You already sell the VSCs. Make sure you understand where the money goes next.

Start your free Dealership Analysis at dealerre.com/contact-us.

Who controls the funds in a dealer-owned reinsurance company?A Trust Company holds the reserve funds.This structure keep...
08/18/2026

Who controls the funds in a dealer-owned reinsurance company?

A Trust Company holds the reserve funds.

This structure keeps money available for future claims while allowing the dealer’s reinsurance company to earn investment income.

Have questions about how it works? Talk with the DealerRE team.

Kristi is passionate about helping individuals and businesses reach their highest potential. With a degree in Strategic ...
08/14/2026

Kristi is passionate about helping individuals and businesses reach their highest potential. With a degree in Strategic Management and Marketing, she brings a thoughtful approach to helping organizations improve efficiency, strengthen performance, and identify opportunities for long-term growth.

She is also the author of two books, Focus and You Are Perfect, and enjoys speaking at women's conferences and seminars, where she encourages others to grow both personally and professionally.

Outside of work, Kristi is a devoted wife and proud mother of five.

Her passion for helping others succeed continues to shape the way she serves our clients every day.

For many dealerships, the process seems simple.A warranty is sold.The customer receives coverage.The transaction is comp...
08/13/2026

For many dealerships, the process seems simple.

A warranty is sold.
The customer receives coverage.
The transaction is complete.

But behind the scenes, much more is happening.

Premiums are allocated, reserves are established for future claims, and the financial performance of the program begins to take shape.

Where those reserves are held and who participates in the underwriting results depends on how your warranty program is structured.

That's why understanding what happens after the sale is just as important as understanding the sale itself.

The more you know about your current program, the better equipped you'll be to evaluate whether it's supporting your dealership's long-term business objectives.

The best measure of our success isn't the number of dealerships we work with. It's the long-term relationships we build....
08/11/2026

The best measure of our success isn't the number of dealerships we work with. It's the long-term relationships we build.

Reviews like this reinforce what drives us every day: helping dealers understand their opportunities, make informed business decisions, and build stronger, more valuable businesses through dealer-owned reinsurance.

Thank you for trusting DealerRE to be part of your journey. We're honored to support your continued growth.

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7319 Martin Street
Gloucester, VA
23061

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Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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