Dealer RE

10/15/2026

A great month is good. A valuable dealership is better.

Monthly profitability matters, but strong dealership owners are also thinking beyond this month’s P&L.

What assets are you building behind the business? Where is value accumulating? And are the programs you operate today helping create long-term wealth in addition to short-term profit?

The goal isn’t to choose between profitability today and value tomorrow. It’s to build a dealership that can do both.

10/13/2026

CPI and debt cancellation can both help protect against risk, but they work very differently.

CPI, or Collateral Protection Insurance, is force-placed insurance that protects the collateral and can respond to both partial damage and a total loss.

Debt cancellation is not insurance itself, but a waiver product that applies when the vehicle is a total loss. It is also typically less expensive than CPI.

Understanding the difference can help dealerships determine which solution makes the most sense for their program.

Watch the video for a quick breakdown.

10/12/2026

Tax season starts long before you file your taxes.

Q4 is the time for dealership owners to take a closer look at how their reinsurance program has performed throughout the year and understand where they stand before December 31.

That means sitting down with your DealerRE team, CPA, and other trusted advisors to review performance, discuss year-end considerations, and make informed decisions while there’s still time to act.

Don’t wait until tax season to start the conversation. Use Q4 to understand the numbers and head into the year-end with a plan.

10/09/2026

DealerRE has always been about more than reinsurance.

It’s about relationships, trust, and helping business owners build something that lasts.

For Tim Byrd, Taylor, and Parker, this business is personal. As a family-led team, they bring experience, perspective, and a shared commitment to serving dealers the right way.

That means more than setting up a program. It means being available, answering questions, and building real relationships with the people behind the dealerships we serve.

Because when you’re helping someone build long-term value, the people behind the process matter.

Family-led. Relationship-driven. Focused on what lasts.

10/07/2026

Not every claims year looks the same.

Some years, claims are lower. Some years, they’re higher.

That’s why dealer-owned reinsurance isn’t something to set up and forget.

A strong structure matters. Healthy reserves matter. Ongoing monitoring matters.

Because when claims fluctuate, the goal is not to be caught off guard. The goal is to be prepared.

Protecting what you’ve built means understanding that not every year will look the same and making sure your program is built to handle both the good years and the challenging ones.

10/05/2026

DealerRE client Tracy Myers shares three reasons his administrator obligor reinsurance company has mattered to his dealership:

It gave the dealership access to cash flow when they needed it most.

It gave Tracy more control to make decisions that helped customers without always having to rely on a third-party warranty company.

And it created a competitive advantage by giving his dealership another way to stand behind the warranties they sell.

For Tracy, reinsurance isn’t just a financial structure. It’s a tool that has helped him run the business with more flexibility, more control, and more confidence.

"I can say without question, it's one of the best decisions that I'...

10/02/2026

GAP sounds complicated, but the idea is actually pretty simple.

Let’s say a customer owes $30,000 on a vehicle. Then the vehicle is totaled, and insurance only pays $25,000. There’s still $5,000 left on the loan.

That’s the “gap.”

GAP coverage is designed to help cover that difference between what the insurance company pays and what the customer still owes.

Simple concept. Important protection.

And for dealers, it’s also one of the F&I products worth understanding as part of the bigger picture.

09/30/2026

What’s the end goal for your dealership?

Most owners spend a lot of time thinking about the next month, next quarter, or next year.

But eventually, there’s a bigger question:
What happens when you’re ready to sell or step away?

One piece of that conversation is contingent liability. If your dealership has obligations tied to products already sold, those obligations don’t simply disappear when ownership changes.

Understanding what you’re carrying, what it could mean for a future sale, and how to plan around it matters.

The sooner you start thinking about the end goal, the more options you have when you get there.

09/28/2026

For a lot of business owners, the idea of owning part of the warranty structure sounds risky at first.

But continuing to send all of that warranty money to someone else without ever looking at the numbers?

That deserves a closer look too.

Reinsurance isn’t about removing risk. It’s about understanding the risk you already have, deciding what makes sense for your business, and structuring it intentionally.

That’s the conversation DealerRE is here to help you have.

09/25/2026

There’s one thing we hear from clients again and again:

“I wish I would’ve done this sooner.”

If your company is already paying a third party for labor warranties, there may be another option.

DealerRE helps dealerships understand how they can take more ownership of the warranty business they’re already doing.