GrooveCar

GrooveCar Leasing, Retail & Marketing Solutions for Credit Unions Since 1999, GrooveCar has been the leading provider of automotive lending solutions for credit unions.

Along with our sister company Fusion Auto Finance, we offer a suite of products and services that empower lenders to close more loans while enhancing the member and customer experience. We are fully committed to the success of our partners. CLOSE MORE LOANS. ENHANCE THE EXPERIENCE.

350+ Partners
8.2M+ Members Served
$10B+ in Loans Funded

Welcome to GrooveCar Direct, LG&E Co. Credit Union! 🎉We’re excited to partner with LG&E Co. Credit Union and help provid...
09/02/2026

Welcome to GrooveCar Direct, LG&E Co. Credit Union! 🎉

We’re excited to partner with LG&E Co. Credit Union and help provide their members with a seamless, credit union-branded car shopping experience. With GrooveCar Direct, members can shop for their next vehicle while keeping their trusted credit union connected to the journey from the start.

Learn more about GrooveCar Direct: https://ow.ly/wGtW50ZC51w

08/28/2026

For many credit unions, planning for 2027 is already underway. The focus has shifted from reviewing 2026 performance to identifying, “What needs to change for 2027?”

CU Xpress Lease’s Full-Service model gives credit unions a comprehensive, end-to-end solution, delivering risk protection, operational relief, market access, and enhanced member experiences.

We handle:
🔹Dealer engagement
🔹Funding and documentation workflows
🔹Lease servicing administration
🔹Residual value protection
🔹Day-to-day operational support

This allows your team to stay focused on members while expanding lending opportunities in a controlled, scalable way.

If 2027 planning is already underway at your credit union, now is the right time to evaluate whether your current strategy is built for growth: https://ow.ly/Ola750Zs1E1

Auto Finance News recently featured MCU: Municipal Credit Union and CU Xpress Lease in a closer look at the growing role...
08/25/2026

Auto Finance News recently featured MCU: Municipal Credit Union and CU Xpress Lease in a closer look at the growing role of leasing in today’s affordability-focused auto market.

GrooveCar's Robert O'Hara joined the conversation, sharing insight into what’s driving lease growth, how the CU Xpress Lease model helps credit unions compete, and why payment-conscious consumers continue to turn to leasing.

Read the full article below.

Municipal Credit Union saw its lease originations increase in July as the financier offered competitive rates and consumers looked for lower monthly payments. https://hubs.la/Q04tVgL10

Another great partnership begins!Please join us in welcoming Crow Wing Power Credit Union to GrooveCar Direct. We're hon...
08/19/2026

Another great partnership begins!

Please join us in welcoming Crow Wing Power Credit Union to GrooveCar Direct. We're honored to support their efforts to provide members with a modern, credit union-branded vehicle shopping experience designed to keep their credit union part of the journey from the very beginning.

Learn more about GrooveCar Direct: https://ow.ly/t8bm50Zs5St

Please join us in welcoming ACE Federal Credit Union to GrooveCar Direct!We're proud to partner with ACE FCU to provide ...
08/14/2026

Please join us in welcoming ACE Federal Credit Union to GrooveCar Direct!

We're proud to partner with ACE FCU to provide members with a seamless way to shop for their next vehicle while staying connected to the trusted credit union they know every step of the car buying journey.

See how GrooveCar Direct can benefit your credit union: https://ow.ly/cJvu50Zs0Ro

08/11/2026

MCU: Municipal Credit Union achieved its strongest month ever on Fusion Auto Finance's CU Xpress Lease program in June 2026, funding 493 vehicle leases totaling $22.3 million in lease originations.

MCU's success also helped drive another record month for CU Xpress Lease. Across participating credit unions, June lease originations increased nearly 195% year over year and grew 50% over May 2026, making it the strongest month in program history.

As vehicle affordability remains a challenge, more consumers are turning to leasing for lower monthly payments. Credit unions that offer leasing are better positioned to compete while providing members with greater financial flexibility.

CU Xpress Lease helps credit unions grow indirect lending and strengthen member relationships through its Full-Service model that reduces operational burden, expands market access, and improves the member experience. It also includes a 100% residual value guarantee at lease-end, adding clarity and confidence.

Read the full press release here: https://ow.ly/PLPK50Zyt2G

Auto lending is changing, and so is the member journey.Today's consumers are comparing vehicles, monthly payments, and f...
08/07/2026

Auto lending is changing, and so is the member journey.

Today's consumers are comparing vehicles, monthly payments, and financing options all at once. If your credit union isn't part of the shopping experience, you may be missing the opportunity before the loan conversation even begins.

Learn why convenience is becoming one of the biggest challenges in credit union auto lending and how engaging members earlier can make all the difference.

Read the full blog: https://ow.ly/tnIo50ZrxL0

07/30/2026

Nearly 1 in 5 auto loan payments now exceed $1,000 per month.

As affordability pressures continue to grow, consumers are changing how they shop for and finance vehicles.

The question for credit unions isn't whether auto loans remain important.

It's whether auto loans alone are enough to meet every member's needs.

In our latest blog, we examine how rising payments, longer loan terms, and changing consumer behavior are creating new challenges — and opportunities — for credit unions.

Read the full article: https://ow.ly/Om8G50ZjRFR

We're pleased to welcome Michigan Columbus Federal Credit Union Columbus Federal Credit Union to the GrooveCar Direct fa...
07/22/2026

We're pleased to welcome Michigan Columbus Federal Credit Union Columbus Federal Credit Union to the GrooveCar Direct family!

We look forward to supporting their mission of helping members shop for their next vehicle through a seamless, credit union-branded online car shopping experience.

Want to see how GrooveCar Direct can benefit your credit union? Learn more today: https://ow.ly/Snuk50ZjPU6

07/13/2026

CU Xpress Lease helps credit unions strengthen indirect lending performance with a full-service leasing solution that increases point-of-sale opportunities without adding operational burden.

Our model helps credit unions:
🔹Offer more competitive monthly payments
🔹Eliminate residual value exposure
🔹Reduce administrative lift
🔹Expand leasing access without building internal infrastructure

We handle dealer support, documentation flow, lease administration, and end-of-lease coordination so your team can stay focused on lending strategy and member relationships.

If your team is evaluating what needs to change for 2027, let’s discuss what a full-service leasing strategy can look like: https://ow.ly/yIlE50ZjP5K

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215 Daniel Street, Ste B
Farmingdale, NY
11735

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