07/02/2025
‼️Just a friendly PSA regarding accident claims, estimates, and your insurance company‼️
Let me tell you what your insurance company won't! I feel like vehicle owners are being left in the dark and feeling pressured to take YOUR vehicle somewhere you don't want to.
First and foremost, you have the right to take YOUR vehicle to ANY repair facility YOU choose. It’s your vehicle, and it is AGAINST THE LAW for an insurance company to make you take your car anywhere they “steer” (pun intended) you. It doesn’t matter if the shop you want to use is not on their preferred list, it's YOUR choice!
Second, If you make a claim and insurance only sends you XX amount of dollars and you instantly think “well this isn’t going to cover it”, you’re ABSOLUTELY correct. The insurance company doesn’t want you to bring your vehicle in for repairs because it’s going to cost them more $$ once it gets in the shop. That is where we step in and write a supplement on 99% of the cars we repair for additional damages, parts price differences, and much more. It is the insurance company’s responsibility to repair your vehicle to pre-loss condition.
Third, We can and will write an estimate for almost every insurance company out there with the exception of Geico and Progressive, respectively. Geico and Progressive have their own adjusters who will come to your house, job, or a shop YOU choose and physically look at your vehicle to write an estimate. Doesn’t mean it will be a good estimate, but they will also come back out and write the supplements after vehicle is in shop and torn down.
Lastly, please reach out to us if you need any assistance whatsoever. We’re on YOUR side, and will do whatever it takes to make sure your vehicle is repaired and insurance pays what they are supposed to.
Thank you,
Slim's Shop