SG Cash n Cars

02/02/2026

This February month of 2026 will be a tight one for COE renewals under our care (due to Chinese New Year), because of what we do for our customers to ensure they renew at an *advantageous* price.

Why tight? Because of the dates of CNY and the super short month of Feb.

No one else does this price algorithm calculation for COE renewals but SG Cash N Cars, and if you're renewing your car, then a few thousands in savings (the commonly saved amount for these past few months) would be cash in your pocket!

How does it work? A bit more on what we do here:

https://www.sgcashncars.com/car-loan-financing/best-coe-renewal-pqp-loan-interest-rates/what-is-coe-pqp-monitoring/

09/11/2025

Most people buy Japanese for build quality and reliability. Here is an automotive engineer ranking the Japanese brands! Do you agree with his ranking? Tell us below

Engineer ranks every Japanese car brand from best to worst in build quality. This video ranks Japanese car brands by build quality, focusing on which brands ...

19/09/2025

𝐘𝐨𝐮𝐫 𝐜𝐚𝐫 𝐂𝐎𝐄 𝐫𝐞𝐧𝐞𝐰𝐚𝐥 𝐢𝐬 𝐜𝐨𝐦𝐢𝐧𝐠 𝐮𝐩 𝐢𝐧 𝐚 𝐟𝐞𝐰 𝐦𝐨𝐧𝐭𝐡𝐬’ 𝐭𝐢𝐦𝐞. Are you renewing the wrong way?

Wait, got right and wrong meh? Just pay and renew isn’t it?

Well, the wrong way is to renew without having any idea when the right time to renew is.

So, you mean there is a right way to renew?

Yes, there is! Of course! No, it is not simply to renew on the last month, on the month of the car’s COE expiry. And that right way? It is to renew when you 𝗽𝗮𝘆 𝘁𝗵𝗲 𝗹𝗲𝗮𝘀𝘁 𝗳𝗼𝗿 𝘆𝗼𝘂𝗿 𝗻𝗲𝘄 𝗖𝗢𝗘!

Is there a way to predict when it will be lower, at least with a reasonable chance of catching the low before prices are headed up? But wait, what if I renew earlier, forfeit the remaining old COE only to find that the price is going down?!

What a dilemma! But what if there is a company with expertise doing this exact thing for their customers for the past 12 years, with hundreds of cars renewed the right way, with a high degree of accuracy?

Having an expert on your side to guide and advice has been the reassuring comfort for those who entrusted their to us. With experienced professionals tracking COE trends, analysing the Singapore car market, LTA’s changing regulations, and providing timely recommendations, you will make an informed decision and potentially save thousands.

Instead of second-guessing, let us guide you on when to renew for maximum savings and minimal hassle. I mean, hey, most people are not even sure what process is needed to renew a car’s COE, let alone figure out when it is best to renew.

Check out the monthly updates and advice we give our registered customers (before COE bids end!) where COE PQP will be in the coming months! Link below.

Or some of our reviews on our website or on Google Maps.
We will update with more info publicly here on Facebook only after the event we predict in advance has passed. (Information predictive of future COE PQP direction is reserved only for those registered with us).

– when you want to renew your car the right way, we are here to guide you through!

https://www.sgcashncars.com/car-loan-financing/best-coe-renewal-pqp-loan-interest-rates/what-is-coe-pqp-monitoring/

16/09/2025

Hey, sorry we have been so silent over the past few months as we struggled with some issues with our office space maintenance and the management in this building.

We were flooded by what we now call “Mystery Water”, because we do not have any tap or pipe in our office.

But in the background, while that was going on, we still had the best interests of those who came to us for their car issues. And we worked for them while we picked up our damage with sweat, heartache and quite a bit of elbow grease. That is what we work towards for them, albeit a little difficult to carry out when our office would flood repeatedly.

Troubles; we all do have those rainy (and wet days) like the ones our office just experienced.

After the struggles to pick up broken pieces and carry on, we also had the need for cashflow to carry on.

For many people, when that happens, many would consider the option of selling their vehicle to get over the near-term difficulties, to tide things through. But what if the car is a necessity and not a luxury? Is there a way you can keep the car and get some liquidity to work with for your business, or maybe a medical need?

If you are a car owner thinking of selling your car to solve an issue, do reach out to us first. We can facilitate the selling of your car if you really wish, but more than that, we can give wholistic overview of your situation like we have done for some others who were in this situation to save you some pain.

What you get is a wider range of possibilities that you can explore before making a decision. Which is invaluable when you thought you only had one option.

03/06/2025

Did you just miss the boat to renew your Cat B car at a lower price?

In the month of April going to May, it went down by $537. May PQP for Cat B was $114,249.

The price for June is higher than May 2025 by $2,696. June PQP is now $116,945. We cannot use May PQP to renew once it is June.

Sometimes the boat comes and you miss the ride, you need to wait for the next ride. But the issue here is, what if the COE does not dip again before your date? Then I guess you bite the bullet to keep the car. Just wasted thousands of dollars.

What if there is a way to do this, save those thousands and renew at a lower price than the stupid way of , simply renewing on expiry month?

We advised our customers with expiry dates later in June July to renew their cars in May. Yes, those who are scared to proceed will say there is a loss of the old COE, but all that is calculated and we advise them 𝓪𝓱𝓮𝓪𝓭 𝓸𝓯 𝓽𝓲𝓶𝓮 what the gain and loss is, and we make sure that we offset the loss from the gain and still get a positive financial saving.

But you're the boss, we just run our calculations to advise you. You can choose to wait if you wish, till a later month.

Contact us to know more, see comments 👇

23/05/2025

In Singapore, there this timing issue because we all know, that when the is lower, the price of a car can be 𝙢𝙪𝙘𝙝 𝙡𝙚𝙨𝙨 𝙥𝙖𝙞𝙣𝙛𝙪𝙡.

So, how do we know when the COE is going to come down, or will it stay high? Hint: There are things that affect the COE bid price.

We do admit that all this also plays into how urgent your needs are, and when you wish to have the vehicle.

But if you had some time to wait and see, wouldn’t you like to know what factors affect the COE price of your future car?

There certainly are issues that affect the COE price, and just to name a few such as: COE Quota levels, number of vehicles being scrapped, new popular cars being launched and car shows that increase the demand and maybe, how about private hire usage?

For those looking for , a lower COE level also means that you can get another 10 years on your car at the right price. And if you got say 1 year or more to get the car renewed, these factors should definitely be something you want to look at.

In this article we look at some of these and more, and we found and interesting link between one of these factors and the COE level.

21/05/2025

People have 𝔀𝓱𝓲𝓼𝓹𝓮𝓻𝓮𝓭 for the many years, will come down when we are headed into the elections.

Our latest round of just ended less than a month ago and what do we have? Did we see a steady decline in COE prices leading up to the election?

Low prices and low inflation tend to bode well for the incumbent party, so if the COE were down and general perceived prices were low, that would be exactly what the ruling parting is looking for.

Did that happen for the latest ? If you didn’t feel like it did, maybe you are looking at the bigger car category.

Did it happen in past elections?

After all, it affects all car buyers (your purchase could be cheaper) and owners (your vehicle resale value increases), so if there is a dependable pattern, maybe you could use it to your advantage.

Like try to sell it off months before election time while prices are still higher, and then buy a new car months down the road when election campaigning is going on. Maybe.

We take a look at this rumour, to see if there is a basis for it at all below 👇

Do the elections in Singapore affect COE prices? It's long been rumored the government brings down COE prices before elections. Let's see.

09/05/2025

𝐇𝐚𝐬 𝐭𝐡𝐞 𝐚𝐟𝐟𝐨𝐫𝐝𝐚𝐛𝐥𝐞 𝐨𝐩𝐭𝐢𝐨𝐧 𝐭𝐨 𝐤𝐞𝐞𝐩 𝐲𝐨𝐮𝐫 𝐜𝐚𝐫 𝐛𝐞𝐜𝐨𝐦𝐞 𝐚𝐥𝐬𝐨 𝐪𝐮𝐢𝐭𝐞 𝐮𝐧𝐚𝐟𝐟𝐨𝐫𝐝𝐚𝐛𝐥𝐞?

Some years ago, many people used to buy a new car when their old one turned 10 years old. The more budget friendly option used to be to renew the on that trusty Toyota or the beloved Mercedes.

made for budget friendly motoring, while skipping the unnecessary worrying about buying a second hand lemon.

Now that the is at a higher level, if the budget friendly option has become also a stretch for the budget, what can you do?

Based on COE renewal price for June 2025 these are the minimum monthly instalments that others can offer you:
Cat A ,10 years renewal: $1407
Cat B, 10 years renewal: $1637

This has become equivalent instalment cost of new cars from a few years ago.

𝐁𝐮𝐭 𝐰𝐞 𝐜𝐚𝐧 𝐨𝐟𝐟𝐞𝐫 𝐲𝐨𝐮 𝐭𝐡𝐢𝐬 𝐛𝐞𝐥𝐨𝐰:
𝗖𝗮𝘁 𝗔 ,𝟭𝟬 𝘆𝗲𝗮𝗿𝘀 𝗿𝗲𝗻𝗲𝘄𝗮𝗹: $𝟭094
𝗖𝗮𝘁 𝗕, 𝟭𝟬 𝘆𝗲𝗮𝗿𝘀 𝗿𝗲𝗻𝗲𝘄𝗮𝗹: $𝟭393

𝕐𝕖𝕤 𝕨𝕖 𝕔𝕒𝕟!

Find out more of what we do at:

https://www.sgcashncars.com/car-loan-financing/best-coe-renewal-pqp-loan-interest-rates/

02/05/2025

Did you know that there is a stupid way to do for your car?

But let me share this shocking news with you, we believe that more than 90% of the people who renew their COE do it the silly way!

FACT: The way the majority renew their COE – Just pay the PQP (Prevailing Quota Premium) for their car on the same month as the COE expiry.

What if you found out there is a method that we have been practicing for years for many of our customers and saving them hundreds to thousands each renewal case we do?

Yes, there is such a thing!
And if you are doing a COE renewal soon, then you will want to know how too.
Just drop you a hint here, one of a few pieces of important info that you need to know.

FACT 0 (one of a few we share with you in the link): You can renew your COE at any time, as long as it is before the COE’s expiry.

How can you make use of this to save? See ⬇️

28/04/2025

The Chinese brands are up and coming but we believe that Toyota will remain and they will not "let go of the wheel". Look for their innovations into the future.

"I wasn't the smartest, nor the richest... but i was the only one who didn't let go of the wheel when the road became impossible. " 🚘🔥

My name is Kiichiro Toyoda, and although my last name appears in millions of vehicles around the world today, my story began among sewing machines and loom. My father founded a textile company, but I... I was dreaming of another kind of gears. From a young age, I've had to face the weight of his legacy and the pressure of following his path. But inside me, the engine had already started. ⚙️🧠

When I decided to create a Japanese car, everyone said I was crazy. Japan imported almost everything, and competing against American brands seemed like economic su***de. I used the money from the family business to fund what would become Toyota Motor Corporation. And that's why... I was hated by many. I was accused of a traitor for risking my father's fortune. But I kept going, even when a war left us without resources and a bomb destroyed part of the plant. 💥💸

We lost workers friends dreams. But we didn't give up. My team slept on the factory floor, sharing rice and hope. There was no paint for the cars, so we used what we could find. And yet... we believe. We created with hunger, with fear, but also with an unwavering faith. Years later, Toyota became a symbol of durability, humility and advancement. But I swear every wheel that turns, it carries scars invisible. 🛠️🔥

"Toyota wasn't born in an office... was born in the heart of a destroyed factory, held by hands that refused to stop. " 🏭❤️

“When everything seems to be stopped... sometimes you just have to turn on your internal engine and keep moving forward, even though no one believes you'll get there. ” 🔋🚀

– Kiichiro Toyoda

©️

15/04/2025

Some think borrowing is bad. It's good if you have a good purpose for it.

This man has a loud brash character you may not like but he's telling some truth there about how money is made. You borrow it, and do something good with it that provides for other people.

When we are kind to assist other people, life flows through us and we are also strengthened in the process of helping.

15/04/2025

Your car, when you've found the right one, is your friend for much of your life, helping you, sending you, being with you.

If you have something like this in your life, cherish it.

西本尚子さん。RX-7を購入してから25年間、大切に乗り続けてきました。80歳の誕生日に、免許返納とともにクルマを手放すことに。「友達だった。いつも一緒にいる友達」西本さんとRX-7が過ごす最後の3日間。クルマを託し.....