18/06/2021
GUIDE ON INSURANCE CLAIMING ❗️❗️ 🚗
1. Police report pag may 3rd party involve or Affidavit pag Own Damage Claim (Notarized).
2. Updated OR & CR of your vehicle.
3. Photo copy of your drivers license w/ 3 specimen sign and OR if possible.
4. Picture of the car during the incident with the registration plate includedon atleast 2 of those pic and the damage part as well.
5. Readable picture of your insurance policy dapat full payment mo sa insurance para makapag claim ka.
6. Repair estimate ng casa or sa accredited repair shop ng insurer mo becasuse they have a litany of shop that passed casa standards and have been accredited by them baka there might be one near you and much less hassle on your part. Casa repairs yan sa insurance and it should be that way and for some up to 8 years Once ma kumpleto mo na requirments, you can scan or get a clear picture of those requirments and email it to them. Yes, pwede na kayo mag claim kahit nasa bahay kasi may mga emails claim dept. ang mga insurance companies. LOA or Letter of Authority will be released by your insurer in 2-3 weeks with the help of continues follow up. Once you have your LOA you can now inform or call the casa or even email them the LOA or pwede ring na email na sya sa casa ng insurer mo kaya ask them if may copy na si CASA para ma start na ang pag oorder ng pyesa ng sasakyan nyo and commence na repairs. Once na nagsabi na si casa or repair shop mo na pwede mo na dalhin sasasakyan mo sa kanila , go and give them your vehicle para matapos na kaagad. Minsan lang matagal ang repair sa casa kasi daming pilang gagawin ni casa kaya nag aaccredit si insurance ng mga shops dahil dyan.
7. After ng Repair ng unit mo may tsaka ka mag babayad ng participation fee. nasa around 2-3K or 1% sa total sum insuredpag hindi ka naka fix deductable. and pag nag age na ng 3 years ang year model ng unit mo meron nadin kinakaltas na parts depreciation si insurance 10% ng total parts pag ang age ng unit is 3years. note every year nataas din depreciation.
Ever you need info with regards to insurance claim, you can always ask us any time . Ride safe guys . 🙏👨🏫🚘🚖
