Flip Pit PH

16/01/2026

03/01/2026

Old money vibe

- MCrawat

30/12/2025

🎉 I earned the emerging talent badge this week, recognizing me for creating engaging content that sparks an interest among my fans!

19/12/2025

FOR SALE:
Front bumper with carbon fiber chin and Foglights. Plate base also included.

18/12/2025

F O R S A L E

Roadanvi X12 12.3" Android Car Stereo for Toyota RAV4 2019-2022

-Wireless Apple Carplay -Andorid Auto Car Radio -Bluetooth Head Unit QLED -Touch Screen 1920x720 GPS -Navigation
-Brandnew condition (NO BOX)
-PHP 12,000.00 or best offer

(Product link in the comment section)
RFS : Blocks the Toyota Camry XV30 AC vents.

17/12/2025

F O R S A L E
(For parts out)

PM for faster transaction.
Location: Parañaque City

10/12/2025

F O R S A L E
2021 Toyota Vios XLE AT

- Plate ending 6
- mileage 58k+
- Casa maintained with records.
- New battery with receipt
- Guaranteed Fresh
- BF Homes Parañaque
- Viewing by appointment only

10/11/2025

You Still Owe the Bank.

Even if your car is totally wrecked or underwater, the loan doesn’t magically disappear. Your loan is a separate legal obligation, you borrowed money, and you still owe that amount until it’s fully paid. The bank doesn’t care if the car drowned, burned, or flew away; the contract stays alive.

If your vehicle is under financing, it’s usually required to have Comprehensive Insurance with Acts of Nature (AON) coverage.
Here’s what happens next:

You file the claim for flood damage. The insurance company pays the bank directly (since the car is the collateral). If the claim amount is equal to or higher than your outstanding balance, your loan is considered settled.

If the claim is less than what you owe, you’ll have to pay the remaining balance out of pocket.

Example:

You owe ₱500,000 on the car.
Insurance payout = ₱450,000.
You still need to pay ₱50,000 to the bank.

Bad news: the insurance won’t pay for flood damage, so the bank will still demand payment for the loan balance.

You’ll either: Keep paying the loan while your car sits totaled, or Try to negotiate a loan restructuring or repossession agreement (so the bank can sell what’s left of the vehicle).

What You Should Do Now

1. Contact your insurance company first, verify if your policy includes Acts of Nature.

2. Notify your bank immediately, tell them about the damage and that you’re filing an insurance claim.

3. Don’t stop paying unless the bank confirms your claim is approved and settlement is in process.

4. Keep all receipts, photos, and reports, the bank will likely ask for proof of loss.

The insurance pays for the damage, but you remain liable for the loan until the bank gets fully paid.If the insurance payout clears your debt, good, loan closed. If not, the remaining balance is still on you.

Via Charisse L. Saavedra

14/10/2025

S I M P L E S T
Corolla Levin 111

30/09/2025

Hippo Techmat PRO
Toyota Rush 7 seater
3 Rows

PHP 4,999.00

14/09/2025

F O R S A L E

2007 BMW 5 Series
E60 523i

- All Option
- Fresh and well kept
- 59000+ kms only
- Licensed plate ending (6)
- No issue, Test drive ok.

PHP 395,000.00 neg.
(With stock wheels and tires)
PM for serious inquiries.
Viewing by appointment only.

09/09/2025

F O R S A L E

2019 Nissan Navara 4x2 EL
Fresh and well maintained

- AT Diesel
- 86,000+ Mileage
- First Owned
- Casa Maintained W/ Records
- License plate ending (4)
- Registered

U P G R A D E S
- Old Man Emu Nitro Charger Shocks
- Bosch Europa Horn
- Back Up Camera
- Brembo brake pads
- Ceramic Coating

PHP 780,000.00
PM for serious inquiries
Viewing by appointment only.
Location Alabang, Muntinlupa