Platinum Abili Autos Limited

09/01/2026

Coming Öut Tonight Will Be vaïłabľe ⁴ Inspection

Gle63s 2019 v8 AMG/// 83M 🇺🇸
Gle43 Suv 2018 v6 AMG/// 52M 🇺🇸
Gle450 2017 v6 AMG/// 64M 🇺🇸

01/01/2026

Happy New year 🎈🎆🎊

31/12/2025

To my esteemed customers, friends and family ,As this year 2025 comes to an end in a few hours i want to say A BIG THANK YOU for your patronage, referrals and support to my brand PLATINUM ABILI AUTOS .God Almighty will continue to bless you all and i pray we will all have a fabulous 2026....stay safe!!!!

20/12/2025

He sent ₦1.6 million by mistake… stayed abroad for 3 months… and learned a very painful lesson.

Please read this slowly.

One of my followers sent me a message under my post.

He said:

“I mistakenly transferred ₦1.6 million from my UBA mobile app to a Moniepoint account.
I was in Ghana, so I couldn’t act fast.
I came back after 3 months, got a court order, went to UBA… till today nothing has happened.”

I told him I will reply publicly, keep him anonymous, so others can learn.

Let me explain this in a way even Mama Ngozi that even Tomatoes in the Village will understand.

This problem is not really about the wrong transfer.

It is about USING THE WRONG TOOL when you are not in Nigeria.

Traditional banks in Nigeria are still operating like 1994.

Let me explain

Imagine Mama Ngozi sells tomatoes.

She has two options to keep her money:

1: Put the money in a box inside her house
2: Put the money in a modern safe with CCTV, alarm, and remote access

If fire starts while she is not at home…

The box is gone

The modern safe can be accessed and secured remotely

That is the difference between traditional banks and fintech platforms.

IKING, WHAT EXACTLY WENT WRONG HERE?

Let me tell you the Truth...

He used a traditional bank app

Traditional banks in Nigeria believe:

If there is a problem = come to branch

If you are abroad = wait

If time has passed = story plenty

That is why:

He needed to return to Nigeria

He needed a court order

And till today… nothing has moved

Painful, but true.

Now that you know.....

Let me tell you What He Should Have Done (very important)

If you live outside Nigeria, never rely only on traditional banks.

Use fintech platforms that have:

In-app dispute button
24/7 online support
Transaction flagging
Email + chat escalation
Faster response timeline

With fintech:

You can flag the transaction immediately

Even from Canada, Ghana, UK, US

The money can be frozen within hours, not months

As your Financial Literacy Advocate, you already know that I will not leave you hanging.

Oya.. wait...

let me tell you What He Can Still Do Now (Step By Step)

Let me be practical

Step 1:
Write a formal complaint email to UBA (not verbal).
Attach:

Proof of transfer

Court order

Police report (if any)

Step 2:
Copy:

UBA Head Office email

CBN Consumer Protection email

Moniepoint support email

Pressure works when it is documented.

Step 3:
If nothing moves after 14 days, escalate through:

A lawyer letter (not court yet)

CBN Consumer Protection Department

Let me tell you one secret in the banking Sector:

This has been tested multiple times.

Banks move faster when CBN is copied.

If you are not living in Nigeria, please hear this:

Do not depend on Nigerian commercial banks alone

Use fintech platforms with online dispute systems

Separate savings from transaction accounts

Never rush large transfers without confirmation

This advice alone can save you millions.

This is not to insult any bank.

This is financial reality.

Tools matter.
Structure matters.
Location matters.

The wrong tool at the wrong time can turn a small mistake into a long nightmare.

Learn from this.

If this post helped you, share it.
Someone may be one wrong transfer away from learning this the hard way.

I am Iking Ferry,
Your Financial Literacy Advocate
Founder, Pulseford Business School
Teaching Nigerians how to protect money, not just make money.

11/12/2025

IMPORTANT WARNING TO TRADERS AND SMALL RETAILERS IN NIGERIA BEFORE 2026

If you run a shop, boutique, supermarket, POS stand, cosmetics store, phone shop, provision business or any small retail business, this message is for you. Read it slowly because it concerns your money and your future.

Many traders in Nigeria focus only on selling and collecting cash. As long as people are buying and money is entering, they believe everything is fine. But times have changed. The way you handle your business today will determine whether government will trouble you or leave you alone tomorrow.

Let me say this clearly.

Thousands of traders are unknowingly putting themselves in financial danger. Not because they are doing anything illegal, but because their business has no structure at all.

Money enters
Money leaves
No record
No receipt
No clear account

This is what destroys many small businesses.

Government does not need to visit your shop before they ask questions. Once they notice heavy cash flow without explanation, they can contact your bank. And once your bank cannot defend your inflows, problem begins.

This is why many traders get unexpected tax bills or account restrictions. It is not because they committed a crime. It is because their business has no proper structure.

Let me show you how to protect yourself.

———————————————
1. Register Your Business Name

You do not need to start big. Even a small shop can have a registered business name. It gives you credibility and protects you from unnecessary tax issues. It separates your personal life from your business life.

Registering a business name also helps you open a proper business account, which is the next step you need.

———————————————
2. Use Two Accounts, Not One

Most traders mix everything inside one personal account. That is why they cannot explain inflows.

Do it like this:

Account 1: Business income account
All transfers from customers, POS settlements, supply payments and sales should enter here only.

Account 2: Business expense account
When you want to buy goods, pay rent, pay staff, fuel generator, pay for transport or settle your supplier, transfer from account 1 to account 2 and spend from there.

This helps you know exactly how your money is moving.

———————————————
3. Understand Your Allowable Expenses

Many traders do not know that most business costs reduce their taxable profit. When you record your expenses properly, you pay less tax legally and avoid trouble.

Examples of allowable expenses for traders:

Buying goods
Transport to market
Shop rent
Staff salaries
Light bills
POS charges
Generator fuel
Repairs
Packaging
Market union dues
Data and phone calls used for business
Delivery charges
Business tools and equipment

If you made 900k in sales this month but spent 650k on goods and expenses, your real profit is 250k, not 900k.

This is what government wants to see.
Clean records.
Not confusion.

———————————————
4. Pay Yourself a Salary

Your shop money is not your personal money.
Your personal money is not your shop money.

Once you mix the two, you create confusion.
And confusion is what leads to trouble.

Pay yourself a monthly salary and use that for personal spending. Let the business money remain in the business.

———————————————
5. Keep Receipts and Write Down Everything

A trader without records is like a driver without a steering wheel.

Record your daily sales.
Record your purchases.
Keep receipts.
Write down inflows and outflows.
File your annual returns if you are registered.

These small habits can save you from big problems.

———————————————
6. Do Not Fear Tax. Fear Ignorance.

Most traders who get taxed heavily get taxed because they have no evidence of their expenses. Government calculates their tax based on inflows, not profit.

But a structured trader pays less tax because they can show the real cost of running the business.

———————————————
FINAL ADVICE FOR TRADERS

If you want your business to grow without stress, you must build structure.

Register your business name
Use separate accounts
Track your sales and expenses
Keep small receipts
Organise your books
Stop mixing personal and business money

2026 will shake many traders who are not prepared.
But those who start organising their business today will enjoy peace, stability and confidence.

Your shop deserves structure.
Your hustle deserves protection.
Your future deserves clarity.

Platinum Abili Autos Limited

04/12/2025

I waited 20 years before I learned how to fly an airplane, because everyone around me especially close family said it was impossible it wasn't for me. Welp now I own a flight school Lookup Flight Academy and I'm on a mission to get 1,000 people flying.

21/11/2025

15/11/2025

All Units Available ⁴ Inspection & Payment 🤑 ✅️