11/08/2026
Aku baru lepas borak ngan sorang client petang ni. Dia confuse teruk nak teruskan sewa ke or commit beli terus. Korang pulak prefer mana satu?
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Kalau sewa, mmg flexible & tak lekat commitment long term. Tapi money burn je every month. Beli pulak, installment RM350k property around RM1,500/month, kena ready budget for upfront cost.
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As a REN, aku selalu cakap: tak payah force nak beli kalau cashflow still ketat. Tapi kalau kadar sewa kat area tu dah sama harga monthly loan, baik converted jadi asset sendiri.
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Simple kira-kira — gaji bersih RM3,500 dah lepas nak apply loan house RM350k. At least korang bayar rumah sendiri, bukan tolong bayarkan instalment rumah landlord.
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Korang team mana? Team Sewa or Team Beli? Drop 'INFO' kat komen kalau nak aku tolong semak kelayakan loan korang secara percuma!
Drop 'INFO' kat komen kalau nak aku tolong semak kelayakan loan korang secara percuma!
