19/06/2026
Can you still drive your car if it fails the MOT test, if you still have remaining time left on the old certificate?
You are allowed to drive to and from the MOT test centre.
However you are driving a vehicle which has failed to meet a minimum safety standard, and you have been handed a failure notice to prove this.
Admiral Insurance have now set a precedent, and refused to cover a car that had failed its MOT five days before it was involved in an accident.
Basically the car was being used as normal, but in an unroadworthy condition (leaking shock absorber).
So, while we would never stop you taking your vehicle away if it fails, beware that you probably won’t be insured.
https://www.facebook.com/share/p/18g9weTAoi/?mibextid=wwXIfr
Admiral Insurance has refused to pay a claim on an accident-damaged Ferrari worth £120,000, stating the vehicle lacked a valid MOT certificate at the time of the collision.
Read the full article here: https://garagewire.co.uk/news/insurer-refuses-payout-on-damaged-ferrari-due-to-lack-of-valid-mot