29/10/2026
🚗💷 CAR FINANCE EXPLAINED – IT’S EASIER THAN YOU THINK!
Ever wondered how car finance actually works? 🤔
At KCA Motors, we know buying a car is a big decision, so let’s break it down with a real example from our stock! 👇
🚘 November 2017 Fiat 500 1.2 Lounge
💰 Cash Price: £5,350
Using an illustrative 12.9% APR and £0 deposit, here’s an idea of what your monthly payments could look like:
💷 36 months – approx. £180 per month
💷 48 months – approx. £143 per month
💷 60 months – approx. £121 per month
✅ How does finance work?
It’s simple! Rather than paying the full price of your vehicle upfront, you spread the cost over manageable monthly payments.
✔️ Choose a vehicle that suits you and your budget.
✔️ Decide how much deposit you’d like to put down (if any).
✔️ Choose a repayment term that works for you.
✔️ Apply for finance, subject to approval.
💡 Did you know?
You don’t necessarily need a large deposit to get behind the wheel of your next car!
And remember, finance isn’t just for expensive vehicles — even our more affordable cars could be available with monthly payment options.
📲 Thinking about changing your car?
Drop us a message at KCA Motors and we’ll happily talk you through your options, with no pressure!
🚗 KCA Motors – Making your next car purchase that little bit easier!
Figures are illustrative only. Finance is subject to status, affordability and lender approval. APR and repayments may vary. Terms and conditions apply.
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