09/10/2025
Winter crash season sparks debate as older driver casualties rise 12%
September 29, 2025
9:05 am
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With the onset of winter conditions, concerns are once again being raised about older driver safety, as new analysis highlights a 12% rise in serious collisions involving motorists over 70 in the past two decades.
Figures from LeaseCar reveal that, as of September 2024, nearly 6.3 million people aged 70 and above held a full UK driving licence. This includes 1.6 million drivers in their 80s and more than 500 centenarians still on the road.
While driving remains an important means of independence, the growth in older licence holders comes against a backdrop of rising casualty figures. Between 2004 and 2023, serious and fatal collisions involving older drivers rose by 12%, despite a 45% reduction across other age groups.
Older motorists accounted for 10% of all killed or seriously injured casualties in 2023. The most common contributory factors were reported as “failure to look properly” and “failure to judge another person’s path or speed”.
The risks are heightened in winter months. The AA reports accident rates typically increase after the clocks go back, as shorter daylight hours, wet roads, icy conditions, and glare create challenges – particularly for older drivers with reduced night vision or slower reaction times.
Policy changes under consideration
Government proposals currently under review include:
Mandatory eyesight tests for drivers over 70 every three years at licence renewal.
Cognitive and practical “fit-to-drive” assessments to ensure safety standards are maintained.
At present, over-70s must renew their licence every three years by self-declaring medical fitness to drive. This free process relies heavily on individual honesty and does not include mandatory testing.
Insurance costs
LeaseCar’s data also shows that while drivers aged 65–74 benefit from the lowest premiums at around £336 annually, costs rise sharply with age – averaging £417 for 75–84 year olds and more than £700 for drivers 85 and over.
Tim Alcock, Director at LeaseCar, commented: “The government’s proposed changes reflect a crucial conversation about how we support our ageing population while prioritising road safety. A proactive approach with regular, non-invasive assessments builds confidence and ensures support, rather than penalising experienced drivers who generally have strong safety records.”
For ADIs and PDIs, these developments may influence future conversations with older clients, both in assessing driver fitness and in advising on refresher training opportunities.