Pickupyourcar.ca

Pickupyourcar.ca Auto Finance Company looking to help those who have had some trouble in the past due to Credit issue

CONGRATULATIONS to another happy client
07/06/2022

CONGRATULATIONS to another happy client

Are you wanted to get into that New to you Vehicle for the Summer.. Well Let myself or Paul help you get into that new r...
05/20/2022

Are you wanted to get into that New to you Vehicle for the Summer.. Well Let myself or Paul help you get into that new ride.

Take advantage of our huge promotion on now...
11/18/2021

Take advantage of our huge promotion on now...

06/09/2021

For the Month of June, $250 Gas card and Winter Tires on any Purchase !!!

04/09/2021

Let’s get everyone Dancing and help you get into a new to you vehicle today.

03/27/2021

Spring is Here!!!!!!

HOW IS IT THAT INTEREST RATES CAN GET SO HIGH?

This is one of the most frequently asked questions we get so we are hoping that we can provide some clarity to help you with making the best decision for your situation.

Firstly. not every situation is the same. There are many factors that determine what any lender would provide in terms of an interest rate.

Here is a short list of things to consider and how many lenders manage risk

Your credit score score is made up from 5 factors
35% of the score is based on payment history
30% is based on credit utilization (used vs available credit)
15% is based on credit history (how long have you had credit)
10% is based on Public Records (Colletions, bankruptcies, etc.)
10% is based on inquiries

So basically, your risk profile increases the more that these items go down individually and the lenders will increase the rate or even decline the more derogatory the file

The best way to prepare and understand the best options is to first have a discussion with the representative taking on your file

Here at pickupyourcar.ca we are completely transparent and do our best to help you make the best decision before moving forward. You may not like what we are going to tell you but it will be both the reality and truth of what your current situation is.
Why ask anyone else. Send us a DM and we will discuss your particular needs.

Happy Spring Everyone

Address

Toronto, ON
M3J2A4

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm

Telephone

+16473395776

Website

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