Urban Automotive

08/29/2026

🚨 ONTARIO AUTO INSURANCE CHANGED IN 2026 — ARE YOU STILL COVERED?

If you drive in Ontario, this is an episode of You Auto Know that you should take the time to listen to.

Ontario's auto insurance system changed on July 1, 2026, and some of the coverage drivers may have assumed was automatically included in their policy can now be optional.

So what does that actually mean for you and your family?

🎙️ Mike recently sat down with Austin Gooder of Duliban Insurance Brokers to break down the changes in plain English and discuss what Ontario drivers should be asking their insurance provider before their next renewal.

They talk about:

✅ What's still mandatory
✅ What's now optional
✅ Income replacement benefits
✅ Caregiver and non-earner benefits
✅ Death and funeral benefits
✅ What questions you should be asking your broker
✅ Why simply choosing the cheapest policy could leave you with coverage you didn't expect

This isn't about telling you what insurance coverage to buy.

It's about knowing what you're buying before you ever need to use it.

At Urban Automotive, we've always believed that an educated customer is in a better position to make good decisions about their vehicle. The same philosophy applies to protecting yourself and your family.

Don't wait until after an accident to discover what your insurance policy does — or doesn't — cover.

🎧 Listen to the full conversation on Spotify:
Ontario Auto Insurance Changed in 2026 — Are You Still Covered?

Were you aware Ontario auto insurance changed this year?



https://open.spotify.com/episode/1At9lEnzXA7RaALXDSCssI

You Auto Know With Mike Urban · Episode

08/29/2026

Protecting yourself from devastating financial and personal fallout is non-negotiable. Maximize your liability insurance coverage to ensure your peace of mind and future security. It's more than just protection; it's essential.

08/29/2026

The biggest mistake is waiting until you need insurance to discover what you actually bought. Your premium is important, but what truly matters is ensuring your policy will actually back you up when disaster strikes. Don't risk it.

08/28/2026

🎂⏳ HAPPY BIRTHDAY TO URBAN AUTOMOTIVE’S RESIDENT TIME TRAVELER — JAMES SULLIVAN! 🚗🇬🇧

Today we’re wishing a very Happy Birthday to our junior technician, James Sullivan! 🎉🎂

Is James 28?
29?
289?

Honestly, we’re not entirely sure. 😂

Around Urban Automotive, James has earned the nickname “The Time Traveler.” ⏳

For a young guy, his fascination with old-school Jaguars and classic British automobiles makes us seriously question whether he was caught in a wormhole somewhere around 1963 and accidentally dropped into our shop. 🇬🇧🚘😂

And then there’s the completely ridiculous amount of seemingly useless information stored in his head.

A few months ago, we started adding trivia questions to our morning team exercises. Most days it’s music trivia, but occasionally Greg throws in some world knowledge, history or geography.

That’s when everyone suddenly wants to be on TEAM JAMES. 🤣🧠

Put this man in a game of Trivial Pursuit and the rest of us might as well just go back to work.

James, we’re glad the wormhole dropped you at Urban Automotive. 😂

From all of us, Happy Birthday, Time Traveler! 🎂⏳

Wishing you a fantastic birthday and nothing but the best in the year ahead.

And if you happen to travel back in time tonight, could you bring us tomorrow’s winning lottery numbers? 😂💰

08/28/2026

Navigate insurance with confidence. This video covers crucial questions for your broker, updates on accident benefits, driver and passenger coverage essentials, and why sufficient liability insurance is non-negotiable.

08/28/2026

🛡️🏆 NEW PICTURES HAVE ARRIVED… AND THE CHAMP IS BACK! 😂

We’ve added some new Show Us Your Shield entries to the comments on our official contest post — including TWO new pictures from our two-time defending champion, Linda! 👑🏆

Now, before anyone accuses us of playing favourites… 😂 Linda has simply figured out the secret to this contest:

She campaigns! 📢🤣

She enters her pictures, shares the contest with her friends and family, and gets them voting. And every year, we watch those reaction numbers on Linda’s pictures start climbing. 📈

That’s exactly the fighting spirit we want from EVERYONE! 🥊🛡️

So contestants, consider this your friendly warning:

The champ is here… and she’s coming for the three-peat. 😂🏆🏆🏆

Share the official contest post. Tell your friends, family and coworkers which picture is yours. Rally the troops and get those reactions coming in! 👍❤️😂😮

There are some GREAT new pictures to choose from, so have another look and show your favourites some love.

And remember — you can vote for more than one!

Can somebody dethrone Linda this year?

GAME ON! 🛡️🔥🏆

🛡️ $850.00 in Service and Repairs up for Grabs!🛡️

OUR "SHOW US YOUR SHIELD CONTEST" IS HERE!

Every summer at Urban Automotive, we create a promotion that's meant to be fun.

A few years ago it was Take the Tote. Last year it was Urban Shades. This year we're celebrating the launch of our brand-new Urban Automotive Shield!

The Shield is more than just a logo. It represents protection, trust, safety, integrity, family values, and our commitment to standing behind our work. It symbolizes our promise to protect our customers, their families, and their vehicles while combining modern technology with old-fashioned customer service.

Now we want to see where your Shield travels this summer!

🛡️ Stop by Urban Automotive and pick up your FREE Urban Automotive Shield Keychain (while supplies last – no purchase necessary).

🛡️ Take it with you on vacation, to the cottage, camping, golfing, boating, travelling, or anywhere fun and unique.

🛡️ Snap a photo featuring your Shield.

🛡️ Text your photo to 905-845-3531.

🛡️ We'll post it on our page.

The photos with the most Facebook likes and reactions win!

🥇 1st Place: $500 in Automotive Service or Repairs
🥈 2nd Place: $250 in Automotive Service or Repairs
🥉 3rd Place: $100 in Automotive Service or Repairs

Contest runs from June 26th through September 8th, 2026.

You'll also see our brand-new all-electric Urban Automotive customer shuttle around Oakville proudly displaying the Shield as it helps transport customers throughout the community.

Whether your Shield ends up at a cottage, a beach, a famous landmark, a golf course, a campsite, or halfway around the world, we want to see it!

Most importantly... have fun.

Show Your Shield! 🛡️

CHECK THIS PINNED POST FOR THE CONTESTANTS PHOTOS IN THE COMMENTS SECTION!

08/28/2026

🩷🩷 FREE PREMIUM CARQUEST BRAKE PADS ARE BACK! 🩷🩷

SEPTEMBER & OCTOBER ONLY

For the 9th year, Urban Automotive is proud to help PUT THE BRAKES ON BREAST CANCER! 🎀

During September and October, when you have a qualifying brake replacement performed at Urban Automotive, your PREMIUM CARQUEST BRAKE PADS ARE FREE with the purchase of the required brake rotors and labour.

And when we say FREE, we mean it.

The brake pads will actually show as $0.00 on your written estimate.

These aren't cheap or inferior brake pads being used to create a promotion. They are the premium Carquest brake pads we trust and install on our customers' vehicles. Urban Automotive is absorbing the cost of the brake pads.

Why?

Because this campaign is about something much bigger than brakes. 🩷

For every qualifying brake job completed during September and October, $20 will be donated to support the fight against breast cancer.

And we're incredibly proud of what our customers have helped us accomplish.

🎀 This is our 9th year participating.
🏆 Urban Automotive has been the top donating Carquest shop for FOUR consecutive years.

We don't say that to pat ourselves on the back. We say it because our customers made that possible.

And this year, we'd love to do it again—only BIGGER.

🩷 WE NEED YOUR HELP TO SPREAD THE WORD! 🩷

Please SHARE THIS POST with your friends, family, neighbours and coworkers.

Think about someone you know who has recently been told their vehicle needs brakes. Maybe they already have an estimate sitting in their email from another repair shop or dealership.

Send them this post.

We'd be happy to provide them with a written Urban Automotive estimate so they can see the savings for themselves.

📱 TEXT US AT 905-845-3531

Simply send us:

🚗 Your vehicle's VIN (Vehicle Identification Number)
🔧 Tell us whether you're looking for FRONT or REAR brakes

That's it.

We'll prepare a written estimate and text it back to you for your convenience.

If you already have a brake estimate from another shop or dealership, you'll be able to compare the numbers directly—and on our estimate, the cost of the qualifying brake pads will show as $0.00.

Already an Urban Automotive customer?

If we've recommended brakes to you within the last few months, there's a good chance we've already told you this promotion was coming!

Pull out the estimate we previously provided. In most cases, you can simply look at the price of the brake pads on that estimate and see the potential savings available during September and October.

We've actually encouraged some customers who could safely wait to hold off for this promotion.

Now you know why. 😉

And here's something that's very important to us:

Urban Automotive absorbs the cost of those brake pads.

We're not taking the $20 charitable donation out of your brake-pad savings. The full $20 donation from every qualifying brake job goes toward the cause.

You save money on a repair your vehicle already needs.

You receive premium Carquest brake pads.

And together, we help support the fight against breast cancer. 🎀

After nine years of doing this—and four consecutive years as the top donating Carquest shop—we'd love nothing more than to make 2026 our biggest year yet.

But we can't do it without you.

🩷 PLEASE SHARE THIS POST. 🩷

Someone you know may need brakes right now. Even if you don't, sharing this costs absolutely nothing and could help a friend or family member save money while helping us raise even more for an incredibly important cause.

📱 TEXT: 905-845-3531
🚗 Send your VIN + FRONT or REAR
📄 We'll text you back a written estimate.

Let's put the brakes on breast cancer together, Oakville. 🎀

Mike Urban & The Urban Automotive Team

The satisfaction of our customers is what drives us.

Expert auto repair & car maintenance in Oakville, ON. Trust Urban Automotive for fast, reliable service. Book today!

08/28/2026

Income replacement coverage is crucial for those living paycheck to paycheck. A serious car accident could leave you unable to work, and this coverage ensures your bills are paid while you focus on recovery, especially if work benefits are delayed or non-existent.

08/28/2026

🚗 A NEW LOOK FOR URBAN AUTOMOTIVE IN OAKVILLE! 👀🔧

We're a little late sharing these pictures.

The past couple of weeks have been difficult for our family following the loss of Amy's dad, and understandably, social media took a back seat.

But now that I'm getting caught up, two companies deserve a proper shout-out for helping bring the new look of Urban Automotive to life! 🙌

If you've driven past us on Winston Churchill Boulevard lately, you've probably noticed something looks a little different.

After five years at this location—and more than 22 years since Urban Automotive first opened its doors—we decided it was time for a refresh.

New branding. New Shield. New signs. Same Urban Automotive underneath it all. ❤️🔧

A HUGE thank-you to FASTSIGNS of South Mississauga & Oakville and Gail and her team for bringing our new branding to life. There were a few surprises along the way, including discovering just how RIDICULOUSLY BIG our signs actually are! 😂

Another huge shout-out to City Signs for bringing out the big equipment and getting these monsters safely installed. Great job, guys!

I especially love our new roadside sign:

⭐⭐⭐⭐⭐
DON'T TAKE OUR WORD FOR IT. GOOGLE URBAN AUTOMOTIVE.

We've spent more than two decades earning the trust of the people who walk through our doors. Those hundreds of five-star Google reviews came from our customers, and I'm incredibly proud to put that message right out front.

And as for the refreshed look... 👀

Let's just say the new signs aren't the only changes happening around here. 😉

There are some pretty exciting things taking shape for the future of Urban Automotive. We'll share more when the time is right.

Thank you to FASTSIGNS, Signs, our incredible team and, most importantly, our customers who have allowed this independent Oakville auto repair shop to keep growing for 22+ years.

The Satisfaction of Our Customers Is What Drives Us. ❤️

Stay tuned... we're not finished yet! 👀🔧

08/25/2026

Chasing Trophies and Good Causes at the Georgetown Golf Club ⛳️🚗

​There are worse ways to spend a day than hitting the links for a phenomenal cause!

​Team Urban Automotive recently headed over to the Georgetown Golf and Country Club alongside some of our fantastic clients to take part in the Carquest Auto Parts Canada Charitable Foundation's annual golf tournament.

Our official game plan? Secure that coveted tournament trophy. Our actual result? No such luck on the hardware front, but we walked away with memories to last a lifetime!

​More importantly, the day was all about supporting amazing grassroots initiatives. The Carquest Canada Charitable Foundation proudly directs funds toward vital community programs—most notably anchoring support for organizations like The Children’s Breakfast Club (ensuring kids start their day with a nutritious meal) alongside various local food banks, family support services, and community care networks.

​A massive thank you goes out to all the vendors, sponsors, and volunteers who worked tirelessly behind the scenes to make the event a resounding success.

​Special shoutout to Derek and the rest of Team Urban—affectionately known on the course as "The B**r Cart Bandits." In a massive field of golfers, we proudly stood alone as the ONLY team rocking sexy matching shirts. We were gunning hard for the "Best Dressed" prize, but apparently, that category didn’t exist this year... 😏 Rest assured, we’re lobbying hard for it next season!

​Until next time, keep your swings straight and your community spirit high! 🏌️‍♂️💼

Dorman Products
Valvoline Global Operations
TechNet Professional Automotive Service
TechNet Professional
Georgetown Golf Club ⛳️

​ **rCartBandits