Riverwalk Finance

Riverwalk Finance We excel in providing LOW DOC finance solutions for the purchase of Cars, Trucks, Vans & Equipements.

Equifax data tells a two-speed story. Australian SMEs are borrowing less, defaulting slightly more, and growing slower t...
02/09/2026

Equifax data tells a two-speed story. Australian SMEs are borrowing less, defaulting slightly more, and growing slower than big business. On the surface, that reads as caution.

But the number hides a counter-narrative. Fewer applications mean lenders are competing harder for the good ones. If your business is credit-ready — solid financials, consistent revenue, clear asset purpose — you are walking into one of the best lending markets in years. Terms are sharper, approvals are faster, and the competition for quality borrowers is real.

The businesses that are still applying right now are getting better outcomes than they were twelve months ago. The gap between being ready and not being ready has never been wider.

Know where you stand before you apply. General information only. Chat to Riverwalk Finance. 30+ lenders. Subject to lender approval. T&Cs apply.

The RBA Board met 4-5 August. Here is what their decision actually means for your equipment finance — no predictions, no...
31/08/2026

The RBA Board met 4-5 August. Here is what their decision actually means for your equipment finance — no predictions, no hype, just the mechanics.

If your equipment loan is on a fixed rate: nothing changes. Your repayments stay the same for the fixed term. If it's variable: your rate will move with the RBA's decision, which means your monthly repayment adjusts up or down. Refinancing from variable to fixed is an option if you want certainty, but it comes with its own considerations — talk to us before you commit.

General information only. Not personal credit advice. Chat to Riverwalk Finance. 30+ lenders. Subject to lender approval. T&Cs apply.

Happy Raksha Bandhan to everyone celebrating today. 🧡A thread tied on the wrist, a promise to look out for each other, a...
28/08/2026

Happy Raksha Bandhan to everyone celebrating today. 🧡

A thread tied on the wrist, a promise to look out for each other, and a good excuse for the whole family to be in one room.

To all the brothers and sisters in our community, we hope it is a lovely one.

From all of us at Riverwalk Finance.

Buying a truck for your business? The finance structure you pick changes everything.Most people walk into a dealership a...
18/08/2026

Buying a truck for your business? The finance structure you pick changes everything.

Most people walk into a dealership and the conversation goes: "What can you afford per month?" The better question: "Chattel mortgage or finance lease?"

Here's the real difference, with real numbers:

CHATTEL MORTGAGE:
→ You own the truck from day one
→ Claim the full GST on your next BAS (on a $110K truck, that's $10K back)
→ You claim the depreciation under ATO rules
→ Balloon payment at the end — set it to match what the truck's actually worth

FINANCE LEASE:
→ The lender owns it until the end
→ GST is claimed per repayment, spread over the lease
→ Lender claims depreciation, not you
→ Residual is built into the lease structure

Neither is "better" — it depends on your business, your cash flow, and what you want at the end of the term. But you should know the difference before you sign.

Same-day approvals possible. 30+ lenders. We'll walk you through both options.

Visit riverwalkfinance.com.au

13/08/2026

He didn't ask for a loan. He walked in already approved.

No "let me check with the bank." No waiting on hold while the seller moves on to the next buyer. Just a straight conversation about the truck. That's what pre-approval does, it changes how the whole negotiation goes, not just the paperwork. Ask us about getting pre-approved for truck finance before you start shopping. Subject to lender approval, eligibility and lending criteria apply.

BAS, super, wages and restocking all land at once, right when your cash might still be sitting in invoices your clients ...
10/08/2026

BAS, super, wages and restocking all land at once, right when your cash might still be sitting in invoices your clients haven't paid yet. That timing gap is exactly what a short-term business cashflow loan is for. We work with 30+ lenders and tailor options to your credit status and income type, subject to lender approval and eligibility criteria. Swipe through, then send us a message about your options.

Think you know your repayments? Most people are surprised 👀Whether you're after a truck, ute, van, or equipment loan — R...
03/08/2026

Think you know your repayments? Most people are surprised 👀
Whether you're after a truck, ute, van, or equipment loan — Riverwalk Finance makes it simple, fast, and flexible.

Get your free, no-obligation quote today — riverwalkfinance.com.au

Think your credit history or lack of payslips holds you back? Think again. 👀At Riverwalk Finance, we match your dream ca...
30/07/2026

Think your credit history or lack of payslips holds you back? Think again. 👀
At Riverwalk Finance, we match your dream car to the right finance — fast, simple, no fluff.
Whether you're self-employed, an ABN holder, or just shopping around — we've got an option for you.
🔗riverwalkfinance.com.au | 📞 0414 917 483

Ever wondered why the wealthy finance cars instead of buying outright? It's not about affordability — it's about strateg...
28/07/2026

Ever wondered why the wealthy finance cars instead of buying outright? It's not about affordability — it's about strategy. Smart money stays working, not parked in a depreciating asset. 🚗💸

Whether you're after your next car, ute, or work vehicle, Riverwalk Finance makes smart financing simple — low-doc options, 30+ lenders compared, fast approvals.

Ready to finance smarter?
DM us 'CAR' to get started." 👇
riverwalkfinance.com.au

23/07/2026

Applying for finance soon?
Here's what lenders actually look at before giving you the green light. Knowing this now = fewer surprises later. At Riverwalk Finance, we help you get loan-ready before you apply — so approval feels easy, not stressful.
💬 Drop a 'READY' below or click the link to chat with our team.
riverwalkfinance.com.au

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Truganina, VIC
3029

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