The RV Dude

The RV Dude I sell travel trailers. I will find you the perfect one, get you financed, and handle the paperwork. You only deal with me. Most credit types welcomed!

01/13/2020

2020 Crossroads Zinger 340RE $29,995 plus TT&L
*Payments are $350/month (w.a.c.)*
Call or text Ryan at 832-775-8777.

--Triple slides, with a KING bed slide
--Residential fridge
--Wine(or beverage) fridge
--Washer and dryer prepped--we install it if you want it
--Solid surface counter tops
--2 air conditioners
--Electric fireplace with 5,000 BTU heater (saves propane)
--Real table and chairs in place of the booth dinette
--Enclosed and heated underbelly
--Electric jacks (no cranking)
--Power tongue jack (no cranking)
--2 power awnings so the whole side is covered
--Back up camera prepped so you can see behind you
--Outdoor shower with cold AND hot water
--Nearly 18 gallon-per-hour hot water heater is plenty
--Financing available for most credit types!
--Shipping available anywhere!
--Conveniently located in the Houston area

*Payment is with approved credit, $0 down payment, term is 180 months, rate is 6.99%, includes all TT&L, includes the 5-year extended service contract good anywhere in the USA and Canada, includes tire & wheel road hazard protection, includes GAP insurance, includes 5-year roadside assistance package, includes EcoPro interior and exterior protection package, includes the dealer preparation and the starter kit so you are ready to go camping!*

06/10/2019

***PUBLIC SERVICE ANNOUNCEMENT***
Conventional financing of an RV is just like financing an automobile, or a home; it is based on YOUR credit, not what the RV dealer can(or wants) to offer you. The monthly payment, interest rate, loan length, and the down payment are ALL based on YOUR credit, not how much the RV dealer likes you. The bank makes the decision about how much of a risk you are to them, and they lend to you accordingly.
Have a great Monday!

01/31/2019

RV Financing

If you are credit worthy, here are standard terms for financing....

Financing over $50k: 20 year term
Financing between $25k-$49K: 15 year term
Financing between $15k-$24k: 12 year term
Financing between $10-$14k: 10 year term

Yes, you can get a shorter term, if you want. That's you're call, and it's your monthly payment, not mine. I will tell you this though: if your credit is worthy, I can get you a "simple interest loan," so you can pay down your principle amount and not pay all that interest. All you do is make a separate payment "to principle only" when you want to. That way you aren't paying all the interest of the longer term. It's the best of all worlds: if you can only swing your payment, great. But if you are a "big baller," you can throw more at the principle amount (do a SEPARATE payment) whenever you want, to shorten your term, and pay less interest.

Interest Rates:
Rates have been going up for two years now--8 times. That means the "Fed" raised rates 2 whole percentage points in just two years, so your rate will NOT be what it was the "last time you bought an RV."
Bank rates are always higher on RVs than autos, because RVs are considered "luxury items" by banks. You won't get an "incentivized rate from the manufacturer."--Those don't exist on RVs.

If you want the best interest rate, around 10% down is normally what you should expect on a down payment. Yes, you can do less, but expect a higher rate. More risk for the bank to lend to you = a higher rate. Less risk to the bank = a lower rate.

If your credit is average, or even a little less than average, a 10% down payment should be fine.

If you have "bad" credit, you should expect a 20% down payment, a shorter term, and a higher rate. I don't lend money, banks do, so don't yell at me! I want to get you the BEST loan on an RV!

Rest assured, I want to sell you an RV and make you as happy as I can, from the RV you choose, to the interest rate and term. I'll do my best to find it for you--I have over 25 lenders for that.

Feel free to PM me, or just check out my website to see my inventory, and apply for credit... www.RyanTheRVDude.com

2019 DRV Fullhouse LX455MSRP: $168,136The RV Dude's Selling Price: $127,500Call or text Ryan, The RV Dude, at 832-775-87...
12/20/2018

2019 DRV Fullhouse LX455
MSRP: $168,136
The RV Dude's Selling Price: $127,500

Call or text Ryan, The RV Dude, at 832-775-8777 for more details on this beauty!
--Financing available for most credit types
--Trade-ins welcome
--Shipping available
www.RyanTheRVDude.com

2019 Highland Ridge Silverstar 335MBHWinter Clearance Sale: $49,995*Middle bunkroom for under $50k, and you DON'T lose y...
12/15/2018

2019 Highland Ridge Silverstar 335MBH
Winter Clearance Sale: $49,995

*Middle bunkroom for under $50k, and you DON'T lose your rear living!*

Call or text Ryan, The RV Dude, at 832-775-8777 for more details
--Sleeps 7
--Financing available for most credit types
--Trade-ins welcomed
--Shipping available
--Located in the Houston area

2019 Crossroads Longhorn 328SB Winter Clearance Price: $26,609!!!Call or text Ryan, The RV Dude, at 832-775-8777.-Financ...
12/15/2018

2019 Crossroads Longhorn 328SB
Winter Clearance Price: $26,609!!!

Call or text Ryan, The RV Dude, at 832-775-8777.
-Financing available for most credit types
-Trade-ins accepted
-Shipping available
-Located in the Houston area

New 2019 Crossroads Volante 270BH$26,350WINTER CLEARANCE SALE!!!Call or text Ryan, The RV Dude for more details: 832-775...
12/08/2018

New 2019 Crossroads Volante 270BH
$26,350
WINTER CLEARANCE SALE!!!
Call or text Ryan, The RV Dude for more details: 832-775-8777
--Financing available
--Trade in welcome
--Shipping available
--Located in the Houston area

2018 Dutchmen Voltage 3605 MSRP: $110,333The RV Dude's Selling Price: $59,973 plus TT&LCall or text Ryan, The RV Dude, a...
12/03/2018

2018 Dutchmen Voltage 3605
MSRP: $110,333
The RV Dude's Selling Price: $59,973 plus TT&L

Call or text Ryan, The RV Dude, at 832-775-8777 for more details.
--Financing available
--Located in the Houston area
--Shipping available

Address

Houston, TX

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 6pm
Sunday 11am - 4pm

Telephone

+18327758777

Website

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