05/10/2026
A big question in our field of work… how do the modifications that we offer affect your car insurance?
Well the real answer to this one isn’t as simple as “it just simply goes up”…
We offer a wide range of different upgrades, which may or may not affect your premium. The truth is, insurance is based on many other factors besides just the car itself, such as your age, gender, driving record and registered address.
Insurance companies look at the driver profile of an individual and when combined with modifications, it may flag on their system as either a high risk, or non high risk driver. If you fall under the high risk band, you will be put in the higher premium bracket.
Let’s make a scenario for example:
A 17 year old, who only just passed 2 months ago, trying to insure an Audi S3 8V.
This is a young driver, with very little experience, trying to insure a car that’s highly crashed and very highly stolen, without even factoring in your occupation or address, you’d automatically fall into the higher insurance bracket, and would struggle to find insurance.
Modifications don’t automatically mean higher premium, as mentioned in the video, many of our modifications are actually of benefit to you, not just for cosmetic appearance, and things such as our insurance approved trackers & immobilisers would actually help your premium.
Hope this helps! 🔥
Please remember we are back open on 15/10. For any queries, please contact our WhatsApp on +447591826075 until this date.